2774 Tunnel St, Placerville, CA 95667 Property Records

El Dorado County property record for 2774 Tunnel St, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 809 sqft · built 1961
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,009 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-021-048-000`

Property Details

APN / Parcel Number

Primary APN	`001-021-048-000`
Alternative APNs	`00102148100` `0010214810`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	809 sqft Living Area
1st Floor Area	809 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Wood
Lot Area	10,019 sqft (0.23 acres)
Patio Area	372 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2774 TUNNEL ST
City	PLACERVILLE
State	CA
Zip	95667-3427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R106
Legal Description	POR L 8 10 B 37 PLACERVILLE
Legal Subdivision	PLACERVILLE
Legal Lot Number	8
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	2
Census Block	2012
Census Tract	31100

Owner

2774 Tunnel St is owned and occupied by two individuals who acquired it in February 2020.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2774 TUNNEL ST, PLACERVILLE, CA 95667-3427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCHOOLSFIRST FCU
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
Feb 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage ESSEX MTG
Dec 31, 2018	Affidavit of Death, Transfer INTERCOUNTY TITLE, INTER-COUNTY TITLE CO.
Dec 31, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 3, 2020
Transfer Doc	0000006041
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2774 TUNNEL ST, PLACERVILLE, CA 95667-3427
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2774 TUNNEL ST, PLACERVILLE, CA 95667-3427

Mortgage

Document Number	0000026518
Date	Sep 20, 2023
Instrument	2023-0026518

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 15, 2033

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2774 TUNNEL ST, PLACERVILLE, CA 95667-3427
Transaction Type	Mortgage
Record Updated	Mar 26, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2774 TUNNEL ST, PLACERVILLE, CA 95667-3427

Mortgage

Document Number	0000018351
Date	Mar 16, 2021
Instrument	2021-0018351

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2774 TUNNEL ST, PLACERVILLE, CA 95667-3427
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2774 TUNNEL ST PLACERVILLE CA 956673427, PLACERVILLE, CA 95667-3427

Mortgage

Document Number	6042
Date	Feb 7, 2020
Instrument	6042

Lender

Name	ESSEX MTG
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 6, 2035

December 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	EL DORADO CA
Recording Date	Dec 31, 2018
Property Address	2774 TUNNEL ST, PLACERVILLE, CA 95667-3427
Document Number	0000049197
Instrument Date	Dec 27, 2018
Instrument	49197
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	INTERCOUNTY TITLE, INTER-COUNTY TITLE CO.

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2774 TUNNEL ST PLACERVILLE CA 956673427, PLACERVILLE, CA 95667-3427

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Dec 31, 2018
Property Address	2774 TUNNEL ST, PLACERVILLE, CA 95667-3427
Document Number	0000049198
Instrument Date	Dec 27, 2018
Instrument	2018-0049198
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	INTER COUNTY TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2774 TUNNEL ST, PLACERVILLE, CA 95667-3427

Mortgage

Document Number	0000049199
Date	Dec 31, 2018
Instrument	2018-0049199

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2774 Tunnel St was $3,009 with a homeowner's exemption.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Municipality	Placerville City
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$295,831 (+2%) Land $136,537 Building $159,294
2025	$3,009.00 Homeowner's exemption	$290,031 Land $133,860 Building $156,171
2023	$2,909.00 (+1.46%) Homeowner's exemption	$278,770 Land $128,663 Building $150,107
2022	$2,867.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2774 Tunnel St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2774 Tunnel St is high, ranking above 80% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACERVILLE, CITY OF - MAIN serves 9,224 people · EPA ID CA0910003
Water Source	Purchased surface water from EL DORADO ID - MAIN
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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