2774 Hillfield Dr, Frederick, MD 21702 Property Records

Frederick County property record for 2774 Hillfield Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,572 sqft · built 2024
Lot Size	0.209 acres (9,109 sqft)
Owner	Individual Name on Record
Last Sale	$950,701 (May 2024)
Tax Bill	$14,215 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-604600`

Property Details

APN / Parcel Number

Primary APN	`02-604600`
Alternative APN	`604600`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	5,572 sqft Living Area
Gross Area	5,982 sqft
1st Floor Area	2,350 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Material	Composition Shingle
Lot Area	9,109 sqft (0.209 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	604600
Street Address	2774 HILLFIELD DR
City	FREDERICK
State	MD
Zip	21702-1676
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 244 SECTION 3 PL 9,109 SQ FT KELLERTON
Legal Subdivision	KELLERTON LAND BAY B SEC 3 PLAT 4
Legal Lot Number	244
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	4
Census Block	4001
Census Tract	751202

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2774 HILLFIELD DR, FREDERICK, MD 21702-1676
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage MDE HOME LOANS LLC
Mar 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage MDE HOME LOANS LLC
May 7, 2024	Deed, Transfer · Conventional Mortgage MDE HOME LOANS LLC
Nov 3, 2023	Deed, Transfer NOT AVAILABLE, SOUTHERN PENN TRANSFER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2024 · Amount on Record
Deed Sale	May 7, 2024 · Amount on Record
Prior Sale	Nov 3, 2023 · Amount on Record
Deed Book / Page	16854 / 343
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2774 HILLFIELD DR, FREDERICK, MD 21702-1676
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2774 HILLFIELD DR, FREDERICK, MD 21702-1676

Mortgage

Document Number	0177720263
Date	Mar 18, 2026
Book Page	17772/263

Lender

Name	MDE HOME LOANS LLC
Type	Mortgage Company
Address	RED BANK, NJ 07701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Mar 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Max Rate	10.3%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2774 HILLFIELD DR, FREDERICK, MD 21702-1676
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2774 HILLFIELD DR, FREDERICK, MD 21702-1676

Mortgage

Document Number	0177510062
Date	Mar 4, 2026
Book Page	17751/62

Lender

Name	MDE HOME LOANS LLC
Type	Mortgage Company
Address	RED BANK, NJ 07701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Mar 1, 2033
Change Frequency	6 Months
Min Rate At Change	5.37%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Max Rate	10.3%

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 7, 2024
Property Address	2774 HILLFIELD DR, FREDERICK, MD 21702-1676
Document Number	0168540343
Book / Page	16854 / 343
Map Reference	MB 107 PG 158-159
Instrument Date	May 3, 2024
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	PENN TRANSFER LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,376.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2774 HILLFIELD DR, FREDERICK, MD 21702-1676

Mortgage

Document Number	0016854350
Date	May 7, 2024
Instrument	16854/350

Lender

Name	MDE HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 3, 2023
Property Address	2774 HILLFIELD DR, FREDERICK, MD 21702-1676
Document Number	0166570358
Book / Page	16657 / 358
Map Reference	MB 107 PG 158&159
Instrument Date	Oct 31, 2023
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	NOT AVAILABLE, SOUTHERN PENN TRANSFER LLC

Transaction

Amount	Amount Recorded
Tax	$2,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 GRANITE RUN DR STE 100, 100, LANCASTER, PA 17601-6813

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$876,400 (+526%) Land $140,000 Building $736,400	$876,400 (+526%) Land $140,000 Building $736,400
2024	$14,215.00 (+464.98%)
2023	$2,516.00	$140,000 Land $140,000	$140,000 Land $140,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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