2774 E River Rd, Cardinal, VA 23025 Property Records

Mathews County property record for 2774 E River Rd, Cardinal, VA 23025 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Year BuiltBuilt 1920
Square Footage1,000 sqft Building Perimeter
Lot Size43,560 sqft (1 acres)
OccupancyOwner Occupied
Last Sale$260,000 (2025)
Tax Bill$794.00 (2026)

Property Details

APN / Parcel Number

Primary APN25-A-32

Interior

Bedrooms3 Beds
Total Rooms6 Rooms
Building Area1,000 sqft Building Perimeter
Stories2 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area43,560 sqft (1 acres)

Utilities and HVAC

Heating SystemWood Furnace Heating

Location & Zoning

Street Address2774 E RIVER RD
CityCARDINAL
StateVA
Zip23025-2055
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionAC 3.520 0000/
Legal Lot Number32
JurisdictionMATHEWS VA
Minor Civil DivisionWESTVILLE
Census Blockgroup2
Census Block2017
Census Tract951401

Owner

Source: Mathews County records · APN 25-A-32

Assessment roll updated July 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2774 E RIVER RD, CARDINAL, VA 23025-2055
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 02, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Mar 13, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
TIDEWATER HOME FUNDING LLC
Dec 22, 2017Deed, Transfer · Stand Alone First Mortgage
JAMES SEASE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 27, 2025 · Amount on Record
Deed SaleJun 27, 2025 · Amount on Record
Prior SaleDec 22, 2017 · Amount on Record
Deed Doc Number2025761
Prior Transfer DateAug 04, 2010
Prior Transfer Doc0000001414
Record RefreshedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMATHEWS VA
Property Address2774 E RIVER RD, CARDINAL, VA 23025-2055
Transaction TypeMortgage
Record UpdatedDec 15, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210002175
DateDec 02, 2021
Instrument210002175
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMATHEWS VA
Property Address2774 E RIVER RD, CARDINAL, VA 23025-2055
Transaction TypeMortgage
Record UpdatedJun 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number190000270
DateMar 13, 2019
Instrument190000270
Lender
NameTIDEWATER HOME FUNDING LLC
TypeFunding / Finance Company
AddressCHESAPEAKE, VA 23320
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

December 2017: Deed, Transfer

Document TypeDeed
JurisdictionMATHEWS VA
Recording DateDec 22, 2017
Property Address2774 E RIVER RD, CARDINAL, VA 23025-2055
Document Number170001663
Instrument DateDec 19, 2017
Instrument170001663
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanySTEWART TITLE GUARANTEE COMPANY, STEWART TITLE GUARANTEE COMP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$135.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2774 E RIVER RD, CARDINAL, VA 23025-2055

Mortgage

Document Number170001664
DateDec 22, 2017
Instrument170001664
Lender
NameJAMES SEASE
TypePrivate Party
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term17 Months
DueApr 30, 2019
Interest
Rate8%

Tax Assessment & Valuation

Source: Mathews County records · Assessment roll updated July 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyMathews County
Unified School DistrictMathews County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$794.00$128,100 (-5.6%) Land $23,000 Building $105,100
2025$794.00 (+4.61%)$135,700 (-) Land $30,600 Building $105,100
2023$759.00$135,700 Land $30,600 Building $105,100$128,100 Land $23,000 Building $105,100

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