2774 Beacon Point Cir, Elgin, IL 60124 Property Records

Kane County property record for 2774 Beacon Point Cir, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,425 sqft · built 2007
Lot Size0.13 acres (5,663 sqft)
Owner2 Company Names on Record
Last Sale$220,000 (Aug 2019)
Deeds & MortgagesFeb 2026 Transfer
Dec 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-29-179-007

Property Details

APN / Parcel Number

Primary APN06-29-179-007

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,425 sqft Living Area
1st Floor Area1,425 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2774 BEACON POINT CIR
CityELGIN
StateIL
Zip60124-3114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDGEWATER SUB PHASE 3 LT 776
Legal SubdivisionEDGEWATER SUB
Legal Phase3
Legal Block2
Legal Lot Number776
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2030
Census Tract851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2774 BEACON POINT CIR, ELGIN, IL 60124-3114
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2026Intrafamily Transfer, Transfer
Dec 6, 2019Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK WESTERN MICHIGAN
Aug 2, 2019Grant Deed, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2019 · Amount on Record
Deed SaleAug 2, 2019 · Amount on Record
Prior SaleAug 7, 2009 · Amount on Record
Deed Document Number201934388
Last Transfer DateFeb 17, 2026
Transfer Doc0000006983
Record UpdatedOct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateFeb 20, 2026
Property Address2774 BEACON POINT CIR, ELGIN, IL 60124-3114
Document Number0000006983
Map ReferenceDOC 2006K068247
Instrument DateFeb 17, 2026
Instrument2026K006983
Transaction TypeTransfer
Record UpdatedMar 3, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2774 BEACON POINT CIR, ELGIN, IL 60124-3114

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address2774 BEACON POINT CIR, ELGIN, IL 60124-3114
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000058997
DateDec 6, 2019
Instrument2019K058997
Lender
NameFIFTH THIRD BANK WESTERN MICHIGAN
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueNov 25, 2049

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKANE IL
Recording DateAug 2, 2019
Property Address2774 BEACON POINT CIR, ELGIN, IL 60124-3114
Document Number0000034388
Instrument DateJul 26, 2019
Instrument34388
Transaction TypeTransfer
Record UpdatedAug 14, 2019
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Tax$330.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address725 FERNDALE AVE VERMILION OH 440892441, VERMILION, OH 44089-2441

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Veteran's exemption$109,112 (+8.57%) Land $34,955 Building $74,157$327,467 (+8.57%) Land $104,907 Building $222,560
2024Disabled Person's exemption Veteran's exemption$100,499 (+21.39%) Land $32,196 Building $68,303$301,618 (+21.44%) Land $96,627 Building $204,991
2022Disabled Person's exemption Veteran's exemption$82,788 Land $26,522 Building $56,266$248,364 Land $79,566 Building $168,798

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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