27733 720th Ave, Colo, IA 50056 Property Records

Story County property record for 27733 720th Ave, Colo, IA 50056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,944 sqft · built 1890
Lot Size	4.56 acres (198,634 sqft)
Owner	2 Individual Names on File
Last Sale	$150,500 (Oct 2008)
Tax Bill	$3,240 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-34-400-275`

Property Details

APN / Parcel Number

Primary APN	`12-34-400-275`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
1st Floor Area	656 sqft
Basement Area	1,288 sqft
Unfinished Basement	1,288 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	198,634 sqft (4.56 acres)
Garage Type	Mixed
Garage Area	2,237 sqft
Parking Spaces	8 Parking Spaces
Deck Area	206 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	27733 720TH AVE
City	COLO
State	IA
Zip	50056-8646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1, AGRIC
Legal Description	SECTION:34 TOWNSHIP:83 RANGE:21 SE1/4 PARCEL B CFN 13-95
Legal Range	21W
Legal Township	83N
Legal Section	34
Legal Subdivision	88834
Jurisdiction	STORY IA
Township / Civil Division	NEW ALBANY
Census Block Group	2
Census Block	2081
Census Tract	10200

Owner

27733 720th Ave is owned and occupied by two individuals who acquired it in September 2021.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	27733 720TH AVE, COLO, IA 50056-8646
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Jun 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Oct 1, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2008 · Amount on File
Deed Sale	Oct 28, 2008 · Amount on File
Deed Document Number	200811628
Last Transfer Date	Sep 30, 2021
Transfer Doc	0202112597
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	27733 720TH AVE, COLO, IA 50056-8646
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202600479
Date	Jan 16, 2026
Instrument	2026-00479

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	27733 720TH AVE, COLO, IA 50056-8646
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202205407
Date	Jun 3, 2022
Instrument	2022-05407

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STORY IA
Recording Date	Oct 1, 2021
Property Address	27733 720TH AVE, COLO, IA 50056-8646
Document Number	0202112597
Map Reference	BK 13 PG 95
Instrument Date	Sep 30, 2021
Instrument	2021-12597
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27733 720TH AVE, COLO, IA 50056-8646

Tax Assessment & Valuation

The 2025 property tax bill for 27733 720th Ave was $3,240 with a homeowner's exemption, down 2.9% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Unified School District	Colo-NESCO Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,240.00 (-2.88%) Homeowner's exemption	$306,900 Land $179,000 Building $127,900	$306,900 Land $179,000 Building $127,900
2024	$3,336.00
2023		$297,500 Land $174,300 Building $123,200	$297,500 Land $174,300 Building $123,200
2022	$2,680.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 27733 720th Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2013 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27733 720th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Colo Telephone Company Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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