2773 Hwy 65, Mora, MN 55051 Property Records

Kanabec County property record for 2773 Hwy 65, Mora, MN 55051

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 640 sqft · built 1982
Lot Size	0.293 acres (12,800 sqft)
Owner	Individual Name on Record
Last Sale	$359,800 (Apr 2026)
Tax Bill	$3,472 (2026)
Deeds & Mortgages	Feb 2017 Mortgage Oct 2019 Mortgage + 3 more
APN	`12-02740-00`

Property Details

APN / Parcel Number

Primary APN	`12-02740-00`
Alternative APN	`6158`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	640 sqft Adjusted Area
1st Floor Area	640 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1995
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,800 sqft (0.293 acres)
Lot Dimensions	140 ft deep x 85 ft wide
View / Lot	Waterfront / Beach

Exterior Amenities

Porch	Open Porch
Deck Area	Deck Area
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Wood

Location & Zoning

Account Number	6158
Street Address	2773 HIGHWAY 65
City	MORA
State	MN
Zip	55051-6233
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT-002 INCL & SUBJ TO EASEMENT OVER S 16.5' OF LOTS 2,3,4,5 & 6 OF AUD SUBD #15 FOR DRIVEWAY, INGRESS, EGRESS & UTILITY
Legal Range	23
Legal Township	41
Legal Section	32
Legal Subdivision	AUD. SUBD. #15
Legal Lot Number	2-6
Jurisdiction	KANABEC MN
Township / Civil Division	PEACE
Census Block Group	1
Census Block	1068
Census Tract	480200

Owner

Source: Kanabec County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2773 HIGHWAY 65, MORA, MN 55051-6233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK
Apr 24, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK
Mar 4, 2021	Warranty Deed, Transfer ANCONA TITLE, ANCONA TITLE & ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Prior Sale	Mar 4, 2021 · Amount on Record
Deed Document Number	2026291008
Record Updated	Oct 29, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANABEC MN
Property Address	2773 HIGHWAY 65, MORA, MN 55051-6233
Transaction Type	Mortgage
Record Updated	Jun 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000258834
Date	Feb 15, 2017
Instrument	258834

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANABEC MN
Property Address	2773 HIGHWAY 65, MORA, MN 55051-6233
Transaction Type	Mortgage
Record Updated	Jun 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000267885
Date	Oct 16, 2019
Instrument	267885

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANABEC MN
Recording Date	Apr 24, 2026
Property Address	2773 HIGHWAY 65, MORA, MN 55051-6233
Document Number	0000291008
Instrument Date	Apr 15, 2026
Instrument	2026.291008
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	GCS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119,921.34
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2773 HIGHWAY 65, MORA, MN 55051-6233
Investor	Possibly a Property Investor

Mortgage

Document Number	0000291009,
Date	Apr 24, 2026
Instrument	2026.291009

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANABEC MN
Property Address	2773 HIGHWAY 65, MORA, MN 55051-6233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	267885
Date	Oct 16, 2019
Instrument	267885

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANABEC MN
Recording Date	Mar 4, 2021
Property Address	2773 HIGHWAY 65, MORA, MN 55051-6233
Document Number	0000273304
Instrument Date	Nov 5, 2020
Instrument	273304
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$824.67
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2773 HIGHWAY 65, MORA, MN 55051-6233

Tax Assessment & Valuation

Source: Kanabec County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Kanabec County
County Subdivision	Peace Township
Unified School District	Mora Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,472.00 (+2.97%) Senior Citizen's exemption	$296,600 (+1.82%) Land $181,600 Building $115,000	$296,600 (+1.82%) Land $181,600 Building $115,000
2025	$3,372.00 (-0.77%)	$291,300 (+2.39%) Land $141,200 Building $150,100	$291,300 (+2.39%) Land $141,200 Building $150,100
2023	$3,398.00	$284,500 Land $140,200 Building $144,300	$284,500 Land $140,200 Building $144,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ECE Fiber Fiber	2,000 / 2,000
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

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