27716 Gibralter Loop, Eugene, OR 97405 Property Records

Lane County property record for 27716 Gibralter Loop, Eugene, OR 97405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,236 sqft · built 2021
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,907 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-05-25-00-00323-000`

Property Details

APN / Parcel Number

Primary APN	`18-05-25-00-00323-000`
Alternative APNs	`1805250000323` `0751170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,236 sqft Living Area
Gross Area	2,636 sqft
1st Floor Area	2,236 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Composition/Composite
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0751170
Street Address	27716 GIBRALTER LOOP
City	EUGENE
State	OR
Zip	97405-9737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5
Legal Description	TL 00323
Legal Range	05
Legal Township	18
Legal Section	25
Legal Subdivision	SECOND ADDITION TO EXECUTIVE ACRES
Legal Block	2
Legal Lot Number	323
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	1
Census Block	1016
Census Tract	1002

Owner

Source: Lane County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27716 GIBRALTER LOOP, EUGENE, OR 97405-9737
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · VA Mortgage CORNERSTONE HOME LENDING
Mar 27, 2024	Intrafamily Transfer, Transfer · VA Mortgage CORNERSTONE HOME LENDING
May 7, 2021	Intrafamily Transfer, Transfer · Construction Mortgage UMPQUA BANK
Jul 31, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2024
Deed Sale	Mar 27, 2024
Prior Sale	Jul 31, 2020 · Amount on Record
Deed Document Number	20248119
Prior Transfer Date	Mar 22, 2024
Prior Transfer Doc	0000008119
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	27716 GIBRALTER LOOP, EUGENE, OR 97405-9737
Transaction Type	Mortgage
Record Updated	Dec 24, 2025
Title Company	CASCADE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27716 GIBRALTER LOOP, EUGENE, OR 97405-9737

Mortgage

Document Number	0000039966
Date	Dec 17, 2025
Instrument	2025-039966

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	Mar 27, 2024
Property Address	27716 GIBRALTER LOOP, EUGENE, OR 97405-9737
Document Number	0000008119
Map Reference	MB 46 PG 10
Instrument Date	Mar 22, 2024
Instrument	2024-008119
Transaction Type	Transfer
Record Updated	Apr 2, 2024
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	27716 GIBRALTER LOOP, EUGENE, OR 97405-9737

Mortgage

Document Number	0000008120
Date	Mar 27, 2024
Instrument	2024-008120

Lender

Name	CORNERSTONE HOME LENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANE OR
Recording Date	May 7, 2021
Property Address	27716 GIBRALTER LOOP, EUGENE, OR 97405-9737
Document Number	0000031643
Map Reference	MB 46 PG 10
Instrument Date	May 6, 2021
Instrument	2021-031643
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	CASCADE TITLE COMPANY, CASCADE TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	320 FOX RAIL DRIVE, EUGENE, OR 97405-4032

Mortgage

Document Number	0000031644
Date	May 7, 2021
Instrument	2021-031644

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	Other
Max Rate	9.25%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Jul 31, 2020
Property Address	27716 GIBRALTER LOOP, EUGENE, OR 97405-9737
Document Number	0000041973
Map Reference	MB 46 PG 10
Instrument Date	Jul 31, 2020
Instrument	2020-041973
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	CASCADE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 FOXTAIL DR, EUGENE, OR 97405-4032

Mortgage

Document Number	0000041974
Date	Jul 31, 2020
Instrument	2020-041974

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2023
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.37%
Index	1-Year CMT
Max Rate	7.37%

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,907.00 (-59.21%)	$384,281 (+6.09%)	$764,086 (+5.34%) Land $227,816 Building $536,270
2023	$12,029.00 (+1,162.22%) Veteran's exemption	$362,223 (+348.74%)	$725,328 (+81.07%) Land $255,108 Building $470,220
2022	$953.00	$80,720	$400,583 Land $252,063 Building $148,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DFN Fiber	2,500 / 2,500
Alyrica Fixed Wireless	400 / 50

May also be available: Hunter Communications, Verizon.

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