2771 NW High Lakes Loop, Bend, OR 97703 Property Records

Deschutes County property record for 2771 NW High Lakes Loop, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 992 sqft · built 2017
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Feb 2019)
Tax Bill	$5,632 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171136-BC-01200`

Property Details

APN / Parcel Number

Primary APN	`171136-BC-01200`
Alternative APN	`276351`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	992 sqft Living Area
Gross Area	1,309 sqft
1st Floor Area	992 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	4,356 sqft (0.1 acres)
Garage Area	317 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	276351
Street Address	2771 NW HIGH LAKES LOOP
City	BEND
State	OR
Zip	97703-7329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	NORTHWEST CROSSING PHASE 27 LOT 1027
Legal Range	11
Legal Township	17
Legal Section	36
Legal Subdivision	NORTHWEST CROSSING PHASE 27
Legal Lot Number	1027
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3046
Census Tract	1302

Owner

Source: Deschutes County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2771 NW HIGH LAKES LOOP, BEND, OR 97703-7329
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Aug 13, 2025	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Feb 8, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2019 · Amount on Record
Deed Sale	Feb 8, 2019 · Amount on Record
Deed Document Number	20194087
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 10, 2026
Property Address	2771 NW HIGH LAKES LOOP, BEND, OR 97703-7329
Document Number	0000020604
Instrument Date	Jul 9, 2026
Instrument	202620604
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Mortgage

Document Number	0000020605,
Date	Jul 10, 2026
Instrument	202620605

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	2771 NW HIGH LAKES LOOP, BEND, OR 97703-7329
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2771 NW HIGH LAKES LOOP, BEND, OR 97703-7329

Mortgage

Document Number	0000021414
Date	Aug 13, 2025
Instrument	2025-21414

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Feb 8, 2019
Property Address	2771 NW HIGH LAKES LOOP, BEND, OR 97703-7329
Document Number	0000004087
Instrument Date	Jan 29, 2019
Instrument	4087
Transaction Type	Transfer
Record Updated	Feb 21, 2019
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	732 N 76TH ST SEATTLE WA 981034723, SEATTLE, WA 98103-4723

Mortgage

Document Number	4088
Date	Feb 8, 2019
Instrument	4088

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2049

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,632.00 (+2.68%)	$333,340 (+3%)	$894,820 (+4.3%) Land $387,300 Building $507,520
2024	$5,485.00 (+7.78%)	$323,640 (+3%)	$857,940 (+0.2%) Land $387,300 Building $470,640
2023	$5,089.00	$314,220	$856,200 Land $411,000 Building $445,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Oregon
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber · Cable	1,000 / 1,000
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightspeed Networks, Verizon.

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