2771 E Cardinal Ln, Altamont, IL 62411 Property Records

Effingham County property record for 2771 E Cardinal Ln, Altamont, IL 62411

Property Summary

Property Type	Single Family Home
Details	1 bd · 2,138 sqft · built 1979
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Sep 2017)
Tax Bill	$4,560 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02-212-024`

Property Details

APN / Parcel Number

Primary APN	`09-02-212-024`

Interior

Bedrooms	1 Bed
Building Area	2,138 sqft Base Area
1st Floor Area	2,138 sqft
Basement Area	2,138 sqft
Unfinished Basement	2,138 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Masonry / Concrete Block
Lot Area	14,375 sqft (0.33 acres)
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2771 E CARDINAL LN
City	ALTAMONT
State	IL
Zip	62411-3543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 TOWN & COUNTRY SUB ADD 2 3334/157 867/159
Legal Subdivision	TOWN & COUNTRY SUBDIVISION
Legal Lot Number	5
Jurisdiction	EFFINGHAM IL
Township / Civil Division	MOUND
Census Block Group	4
Census Block	4032
Census Tract	950300

Owner

2771 E Cardinal Ln is owned and occupied by an individual who bought it in September 2017.

Source: Effingham County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	2771 E CARDINAL LN, ALTAMONT, IL 62411-3543
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Sep 18, 2017	Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2017 · Amount on File
Deed Sale	Sep 18, 2017 · Amount on File
Deed Document Number	20171704439
Deed Book / Page	3334 / 157
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	2771 E CARDINAL LN, ALTAMONT, IL 62411-3543
Transaction Type	Mortgage
Record Updated	Oct 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3415/220
Date	Sep 19, 2018
Book Page	3415/220
Instrument	201801803907

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Oct 13, 2023

Interest

Rate Type	Fixed Rate
Rate	4.01%

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Sep 18, 2017
Property Address	2771 E CARDINAL LN, ALTAMONT, IL 62411-3543
Document Number	3334/157
Book / Page	3334 / 157
Map Reference	MB 11 PG 141
Instrument Date	Sep 15, 2017
Instrument	201701704439
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	BAKERS TITLE, BANKERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$253.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2771 E CARDINAL LN, ALTAMONT, IL 62411-3543

Mortgage

Document Number	201701704440
Date	Sep 18, 2017
Instrument	201701704440

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2032

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 2771 E Cardinal Ln was $4,560 with a homeowner's exemption.

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Mound Township
Unified School District	Altamont Community Unit School District 10 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,560.00	$81,560 Land $5,590 Building $75,970	$244,680 Land $16,770 Building $227,910
2022	$3,175.00 Homeowner's exemption	$61,280 Land $4,200 Building $57,080	$183,840 Land $12,600 Building $171,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2771 E Cardinal Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Most Recent Claim	Nov 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2771 E Cardinal Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTAMONT serves 2,610 people · EPA ID IL0490050
Water Source	Surface water
Last State Inspection	Aug 2023
Also Mapped Here	EJ WATER COOPERATIVE
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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