27709 McIntosh Loop NE, Kingston, WA 98346 Property Records

Kitsap County property record for 27709 McIntosh Loop NE, Kingston, WA 98346

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,746 sqft · built 2017
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,528 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5553-000-010-0008`

Property Details

APN / Parcel Number

Primary APN	`5553-000-010-0008`
Alternative APN	`2514685`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,746 sqft Living Area
Gross Area	3,729 sqft
1st Floor Area	1,343 sqft
2nd Floor Area	1,403 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Multi-Level
Exterior Material	Concrete
Roof Material	Composition Shingle
Lot Area	19,166 sqft (0.44 acres)
Garage Type	Attached
Garage Area	983 sqft
Parking Spaces	4 Parking Spaces
Deck Area	120 sqft
Patio Area	68 sqft
Canopy	68 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Street Address	27709 MCINTOSH LOOP NE
City	KINGSTON
State	WA
Zip	98346-7669
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 010, APPLE TREE POINT PHASE I, ACCORDING TO THE PLAT RECORDED IN VOLUME 32 OF PLATS, PAGE(S) 177 - 181, INCLUSIVE, RECORDS OF KITSAP COUNTY, WASHINGTON; SITUATE IN KITSAP COUNTY, WASHINGTON.
Legal Range	2E
Legal Township	27
Legal Section	23
Legal Subdivision	APPLE TREE POINT PHASE I
Legal Phase	1
Legal Tract	I
Legal Block	2
Legal Lot Number	010
Jurisdiction	KITSAP WA
Township / Civil Division	KINGSTON
Census Block Group	2
Census Block	2026
Census Tract	90102

Owner

Source: Kitsap County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27709 MCINTOSH LOOP NE, KINGSTON, WA 98346-7669
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CREDIT UNION
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CMG FIN'L
Sep 16, 2019	Deed of Trust, Mortgage · Conventional with PMI FAIRWAY INDEPENDENT MTG
Mar 16, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2018
Deed Sale	Mar 16, 2018
Prior Sale	Nov 16, 2016 · Amount on Record
Deed Document Number	2018241
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Recording Date	Aug 19, 2026
Property Address	27709 MCINTOSH LOOP NE, KINGSTON, WA 98346-7669
Document Number	0000000068
Instrument Date	Aug 14, 2026
Instrument	202668
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27709 MCINTOSH LOOP NE, KINGSTON, WA 98346-7669

Mortgage

Document Number	0000000068,
Date	Aug 19, 2026
Instrument	202668

Lender

Name	IDAHO CENTRAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	27709 MCINTOSH LOOP NE, KINGSTON, WA 98346-7669
Document Number	0008210098
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	AEGIS LAND TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27709 MCINTOSH LOOP NE KINGSTON WA 983467669, KINGSTON, WA 98346-7669

Mortgage

Document Number	0008210098
Date	Aug 21, 2020
Instrument	202008210098

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KITSAP WA
Property Address	27709 MCINTOSH LOOP NE, KINGSTON, WA 98346-7669
Document Number	0009200255
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	PACIFIC NW TITLE SILVERDALE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27709 MCINTOSH LOOP NE KINGSTON WA 983467669, KINGSTON, WA 98346-7669

Mortgage

Document Number	0009200255
Date	Sep 20, 2019
Instrument	201909200255

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KITSAP WA
Recording Date	Mar 16, 2018
Property Address	27709 MCINTOSH LOOP NE, KINGSTON, WA 98346-7669
Document Number	0003160241
Instrument Date	Mar 7, 2018
Instrument	201803160241
Transaction Type	Subdivision Related Transfer
Record Updated	May 28, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,154.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27709 MCINTOSH LOOP NE KINGSTON WA 983467669, KINGSTON, WA 98346-7669

Mortgage

Document Number	3160242
Date	Mar 16, 2018
Instrument	201803160242

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2048

Tax Assessment & Valuation

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Kitsap County
Unified School District	North Kitsap School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$811,000 (-) Land $87,120 Building $723,880	$811,000 (-) Land $87,120 Building $723,880
2026	$7,528.00 (+13.91%)	$811,000 (+6.23%) Land $87,120 Building $723,880	$811,000 (+6.23%) Land $87,120 Building $723,880
2024	$6,609.00 (-1.52%)	$763,440 (-) Land $73,110 Building $690,330	$763,440 (-) Land $73,110 Building $690,330
2023	$6,711.00	$763,440 Land $73,110 Building $690,330	$763,440 Land $73,110 Building $690,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	6 (1986–2022)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Dec 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PENINSULA serves 16,449 people · EPA ID WA5305122
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Kitsap PUD.

Cell Coverage

5G (outdoors only) and 4G LTE

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