2770 Co Rd 43, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 2770 Co Rd 43, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1,562 sqft · built 1935
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on File
Last Sale	$151,500 (May 2024)
Tax Bill	$466 (2026)
Deeds & Mortgages	Apr 2019 Mortgage Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-09-03-07-0-000-007.003`

Property Details

APN / Parcel Number

Primary APN	`13-09-03-07-0-000-007.003`
Alternative APNs	`ALT APN:0903070000007003` `209829`

Interior

Stories	1 Story
Building Area	1,562 sqft Living Area
1st Floor Area	1,562 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	31,799 sqft (0.73 acres)
Porch	Patio
Porch Area	504 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	209829
Street Address	2770 COUNTY ROAD 43
City	CEDAR BLUFF
State	AL
Zip	35959-4605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM @ SW COR SE/4 SE/4;N1145;NWLY ALG ROW 600 TO POB;S107;W209;N317;ELY ALG R/W223 TO POB
Legal Range	09E
Legal Township	09S
Legal Section	07
Jurisdiction	CHEROKEE AL
Township / Civil Division	LEESBURG
Census Block Group	1
Census Block	1022
Census Tract	955802

Owner

2770 Co Rd 43 is owned and occupied by an individual who bought it in May 2024.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2770 COUNTY ROAD 43, CEDAR BLUFF, AL 35959-4605
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN BANK
Jun 3, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2024 · Amount on File
Deed Sale	May 31, 2024 · Amount on File
Prior Sale	Nov 21, 2023 · Amount on File
Deed Document Number	2024234013
Prior Transfer Date	Apr 8, 2020
Prior Transfer Doc	0000212369
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	2770 COUNTY ROAD 43, CEDAR BLUFF, AL 35959-4605
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000207131
Date	Apr 25, 2019
Instrument	207131

Lender

Name	SOUTHERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jun 3, 2020
Property Address	2770 COUNTY ROAD 43, CEDAR BLUFF, AL 35959-4605
Document Number	0000212369
Instrument Date	Apr 8, 2020
Instrument	212369
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	470 HOLLOWAY ST, LEESBURG, AL 35983-3948

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2770 COUNTY ROAD 43, CEDAR BLUFF, AL 35959-4605

Mortgage

Document Number	0000212370
Date	Jun 3, 2020
Instrument	212370

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2770 Co Rd 43 was $466, up 7.1% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$466.00 (+7.13%)
2025	$435.00 (+0.93%)	$10,200 (+0.99%) Land $700 Building $9,500	$103,600 (+0.88%) Land $6,900 Building $96,700
2024	$431.00 (-5%)	$10,100 (-50.83%) Land $600 Building $9,500	$102,700 (-) Land $6,000 Building $96,700
2023	$862.00	$20,540 (+1,216.67%)	$102,700 (-) Land $6,000 Building $96,700
2022	$862.00	$1,560 Land $1,200 Building $360	$102,700 Land $6,000 Building $96,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2770 Co Rd 43 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2770 Co Rd 43 is moderate, ranking above 64% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 84% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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