277 Wooded Crossing Cir, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 277 Wooded Crossing Cir, Saint Augustine, FL 32084

Property Summary

Property Type	Townhouse
Details	4 bd · 3 ba · 1,988 sqft · built 2007
Lot Size	0.06 acres (2,613 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Apr 2026)
Tax Bill	$4,307 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103206-0970`

Property Details

APN / Parcel Number

Primary APN	`103206-0970`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,988 sqft Living Area
Gross Area	2,222 sqft
1st Floor Area	1,064 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,613 sqft (0.06 acres)
Garage Type	Attached
Garage Area	215 sqft
Parking Spaces	1 Parking Space
Porch	Finished Screened Porch
Porch Area	107 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	277 WOODED CROSSING CIR
City	SAINT AUGUSTINE
State	FL
Zip	32084-6543
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	57/49-54 VILLAS AT HERITAGE PARK LOT 97 OR3677/364
Legal Range	29E
Legal Township	07S
Legal Section	57
Legal Subdivision	VILLAS AT HERITAGE PARK
Legal Block	1
Legal Lot Number	97
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1012
Census Tract	20903

Owner

277 Wooded Crossing Cir, a townhouse, is owned and occupied by an individual who bought it in April 2026.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	277 WOODED CROSSING CIR, SAINT AUGUSTINE, FL 32084-6543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Warranty Deed, Transfer · Conventional Mortgage ADF FEDERAL CREDIT UNION
Apr 27, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2026 · Amount on File
Deed Sale	Apr 27, 2026 · Amount on File
Prior Sale	Jan 25, 2013 · Amount on File
Deed Document Number	202635451
Deed Book / Page	6351 / 162
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 27, 2026
Property Address	277 WOODED CROSSING CIR, SAINT AUGUSTINE, FL 32084-6543
Document Number	0000035451
Book / Page	6351 / 162
Instrument Date	Apr 24, 2026
Instrument	2026.35451
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	SUNCOAST ONE TITLE, COAST ONE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$233,310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 WOODED CROSSING CIR, SAINT AUGUSTINE, FL 32084-6543

Mortgage

Document Number	0000035452,
Date	Apr 27, 2026
Instrument	2026..35452

Lender

Name	ADF FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 27, 2026
Property Address	277 WOODED CROSSING CIR, SAINT AUGUSTINE, FL 32084-6543
Document Number	0063510162
Book / Page	6351 / 162
Instrument Date	Apr 24, 2026
Instrument	202635451
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	COAST TITLE, COAST ONE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$233,310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 WOODED CROSSING CIR, SAINT AUGUSTINE, FL 32084-6543

Mortgage

Document Number	0000035452,
Date	Apr 27, 2026
Instrument	202635452

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 277 Wooded Crossing Cir was $4,307 with a homeowner's exemption, up 12.2% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,671 (-14.43%) Land $58,000 Building $191,671	$249,671 (-17.16%) Land $58,000 Building $191,671
2025	$4,307.00 (+12.16%) Homeowner's exemption	$291,787 (+2.9%)	$301,388 (+6.29%) Land $50,000 Building $251,388
2024	$3,840.00 (-0.16%) Homeowner's exemption	$283,564 (-0.2%)	$283,564 (-0.2%) Land $55,000 Building $228,564
2023	$3,846.00 (-0.41%) Homeowner's exemption	$284,139 (+3.81%)	$284,139 (+3.81%) Land $50,000 Building $234,139
2022	$3,862.00	$273,717	$273,717 Land $43,680 Building $230,037

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 277 Wooded Crossing Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 40 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 277 Wooded Crossing Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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