277 Whims Ct, Rochester, MI 48306 Property Records

Oakland County property record for 277 Whims Ct, Rochester, MI 48306

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,329 sqft · built 1963
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on Record
Last Sale	$235,500 (Nov 2018)
Tax Bill	$1,989 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`N-10-34-202-011`

Property Details

APN / Parcel Number

Primary APN	`N-10-34-202-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,329 sqft Living Area
1st Floor Area	1,329 sqft
Basement Area	1,255 sqft
Unfinished Basement	1,255 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable
Lot Area	45,302 sqft (1.04 acres)
Garage Area	539 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	277 WHIMS CT
City	ROCHESTER
State	MI
Zip	48306-2660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T4N, R11E, SEC 34 WHIMS ACRES NO 2 LOT 33
Legal Range	11E
Legal Township	04N
Legal Section	34
Legal Subdivision	WHIMS ACRES
Legal Lot Number	33
Jurisdiction	OAKLAND MI
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2002
Census Tract	190500

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	277 WHIMS CT, ROCHESTER, MI 48306-2660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INC
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 30, 2018	Deed of Trust, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2018 · Amount on Record
Deed Sale	Nov 1, 2018 · Amount on Record
Prior Sale	Nov 13, 2008 · Amount on Record
Deed Document Number	2018178310
Deed Book / Page	52319 / 152
Prior Transfer Date	May 21, 2010
Prior Transfer Doc	0000104853
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	277 WHIMS CT, ROCHESTER, MI 48306-2660
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 WHIRNS CT, ROCHESTER, MI 48306

Mortgage

Document Number	0000209157
Date	Aug 27, 2021
Book Page	56765/776
Instrument	209157

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	277 WHIMS CT, ROCHESTER, MI 48306-2660
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057832
Date	Mar 27, 2020
Book Page	53999/517
Instrument	57832

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2040

October 2018: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	277 WHIMS CT, ROCHESTER, MI 48306-2660
Document Number	0000178311
Instrument Date	Oct 30, 2018
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 LYSANDER ST #2 ROCHESTER MI 483071575, 2, ROCHESTER, MI 48307-1575

Mortgage

Document Number	0000178311
Date	Nov 1, 2018
Book Page	052319/000154
Instrument	178311

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2048

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oakland Charter Township
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,989.00 (-33.03%) Homeowner's exemption	$161,540 (+12.31%)	$323,080 (+12.31%)
2024	$2,970.00 (+15.52%)
2023		$143,840	$287,680
2021	$2,571.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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