277 Waverly Ln, White Oak, GA 31568 Property Records

Camden County property record for 277 Waverly Ln, White Oak, GA 31568

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,894 sqft · built 2014
Lot Size5.61 acres (244,372 sqft)
OwnerIndividual Name on File
Last Sale$485,000 (Sep 2026)
Tax Bill$7,737 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Mar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN074B000068

Property Details

APN / Parcel Number

Primary APN074B000068
Alternative APNs
  • 074B 068
  • 23345

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area3,894 sqft Heated Area
1st Floor Area2,831 sqft
2nd Floor Area1,063 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area244,372 sqft (5.61 acres)
Lot Dimensions1,073 ft deep x 58 ft wide
Garage TypeAttached
Garage Area1,500 sqft
PorchSlab
Porch Area549 sqft
Deck Area640 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number23345
Street Address277 WAVERLY LN
CityWHITE OAK
StateGA
Zip31568-2087
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-R
Legal DescriptionH/L 68 MIDDLETON PLANTATION
Legal SubdivisionMIDDLETON PLANTATION
JurisdictionCAMDEN GA
Township / Civil DivisionWOODBINE
Census Block Group3
Census Block3084
Census Tract10100

Owner

277 Waverly Ln is owned by an individual who bought it in September 2026.

Source: Camden County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address304 E 5TH ST, JACKSONVILLE, FL 32206-4608
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2026Limited Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE LENDING
Mar 5, 2019Deed of Trust, Mortgage · Conventional Mortgage
NATIONS LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2026 · Amount on File
Deed SaleSep 21, 2026 · Amount on File
Prior SaleNov 27, 2024 · Amount on File
Deed Book / Page2449 / 796
Record UpdatedOct 29, 2026

September 2026: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionCAMDEN GA
Recording DateSep 21, 2026
Property Address277 WAVERLY LN, WHITE OAK, GA 31568-2087
Document Number2449000796
Book / Page2449 / 796
Instrument DateAug 24, 2026
Transaction TypeTransfer
Record UpdatedOct 19, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 E 5TH ST, JACKSONVILLE, FL 32206-4608

Mortgage

Document Number2449000800,
DateSep 21, 2026
Book Page2449/800
Lender
NameUNITED WHOLESALE LENDING
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Max Rate-1%

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN GA
Property Address277 WAVERLY LN, WHITE OAK, GA 31568-2087
Document Number0019650106
Instrument DateMar 5, 2019
Transaction TypeMortgage
Record UpdatedNov 6, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address277 WAVERLY LN WHITE OAK GA 315682087, WHITE OAK, GA 31568-2087

Mortgage

Document Number0019650106
DateApr 5, 2019
Book Page001965/000106
Instrument1966
Lender
NameNATIONS LNDG
AddressINDEPENDENCE, OH 44131
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 277 Waverly Ln was $7,737.

Source: Camden County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyCamden County
Unified School DistrictCamden County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,737.00$269,090 Land $11,220 Building $257,870$672,726 Land $28,050 Building $644,676
2023$269,090 Land $11,220 Building $257,870$672,726 Land $28,050 Building $644,676
2022$7,696.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 277 Waverly Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective December 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 49 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies49 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 277 Waverly Ln is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 80% of the US · above 99.1% of Georgia
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Waverly Ln

Nearby Streets

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