277 Waterside Dr, Moneta, VA 24121 Property Records

Franklin County property record for 277 Waterside Dr, Moneta, VA 24121

Property Summary

Property Type	Condominium
Details	2 bd · 3.5 ba · 1,306 sqft · built 1986
Lot Size	0.023 acres (1,025 sqft)
Owner	2 Individual Names on File
Last Sale	$338,000 (Oct 2016)
Tax Bill	$2,490 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`031 07-071 00`

Property Details

APN / Parcel Number

Primary APN	`031 07-071 00`
Alternative APN	`8110`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,306 sqft Living Area
Gross Area	2,126 sqft
1st Floor Area	1,120 sqft
Basement Area	616 sqft
Finished Basement	616 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	1,025 sqft (0.023 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	320 sqft
Deck Area	80 sqft
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	8110
Street Address	277 WATERSIDE DR
City	MONETA
State	VA
Zip	24121-2225
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RPD
Legal Description	FAIRWAY BAY CONDO UNIT 8-J PHASE III CONDO
Legal Subdivision	FAIRWAY BAY
Legal Phase	3
Legal Unit	8-J
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1008
Census Tract	20104

Owner

277 Waterside Dr, a condominium, is owned by two individuals who bought it in October 2016.

Source: Franklin County records, as of June 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	806 N EUGENE ST, GREENSBORO, NC 27401-1609
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2016 · Amount on File
Deed Sale	Oct 21, 2016 · Amount on File
Prior Sale	Apr 17, 2015 · Amount on File
Deed Document Number	20166517
Deed Book / Page	1084 / 738
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	277 WATERSIDE DR, MONETA, VA 24121-2225
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	614 BELLEMEADE ST, GREENSBORO, NC 27401-1903

Mortgage

Document Number	0011930993
Date	Dec 9, 2022
Book Page	1193/993
Instrument	220008850

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 277 Waterside Dr was $2,490.

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,490.00	$579,100 Land $90,000 Building $489,100	$579,100 Land $90,000 Building $489,100
2023	$2,137.00	$350,400 (-) Land $80,000 Building $270,400	$350,400 (-) Land $80,000 Building $270,400
2022		$350,400 Land $80,000 Building $270,400	$350,400 Land $80,000 Building $270,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 277 Waterside Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 277 Waterside Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Waterside Dr

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