277 Washington St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 277 Washington St, Gloucester, MA 01930

Property Summary

Property Type	Duplex
Details	5 bd · 3 ba · 1,898 sqft · built 1929
Lot Size	0.233 acres (10,150 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Apr 2003)
Tax Bill	$6,737 (2026)
Deeds & Mortgages	Jan 2021 Line of Credit May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0085 B:0024 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0085 B:0024 L:0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Units	2 Units
Stories	2 Stories
Building Area	1,898 sqft Living Area
Gross Area	3,340 sqft
1st Floor Area	1,196 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,150 sqft (0.233 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	277 WASHINGTON ST
City	GLOUCESTER
State	MA
Zip	01930-4849
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-10
Legal Block	24
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1007
Census Tract	221600

Owner

277 Washington St, a duplex, is owned and occupied by two individuals who bought it in April 2003.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	277 WASHINGTON ST, GLOUCESTER, MA 01930-4849
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND
May 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2003 · Amount on File
Deed Sale	Apr 1, 2003 · Amount on File
Prior Sale	Mar 27, 1998 · Amount on File
Deed Book / Page	20493 / 320
Transfer Doc	2049000320
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	277 WASHINGTON ST, GLOUCESTER, MA 01930-4849
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039388-232
Date	Jan 8, 2021
Book Page	39388/232
Instrument	20210108001280

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	289 Months
Due	Feb 1, 2045

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	277 WASHINGTON ST, GLOUCESTER, MA 01930-4849
Document Number	37499-255
Instrument Date	May 6, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 WASHINGTON ST GLOUCESTER MA 019304849, GLOUCESTER, MA 01930-4849

Mortgage

Document Number	37499-255
Date	May 10, 2019
Book Page	037499/000255
Instrument	190510220

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 9, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 277 Washington St was $6,737, up 8.4% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,737.00 (+8.4%)	$723,600 (+13.17%) Land $183,600 Building $540,000	$682,344
2025	$6,215.00 (+1.84%)	$639,400 (+1.95%) Land $170,000 Building $469,400
2024	$6,103.00 (-3.2%)	$627,200 (+5.34%) Land $161,900 Building $465,300
2023	$6,305.00	$595,400 Land $144,500 Building $450,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 277 Washington St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1996–2006)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 277 Washington St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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