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277 W Midland Ave, Paramus, NJ 07652 Property Records

Bergen County and Paramus Borough property record for 277 W Midland Ave, Paramus, NJ 07652

Property Summary

Property TypeCommercial
Details4,203 sqft · built 1943
Lot Size0.423 acres (18,436 sqft)
Owner2 Individual Names on Record
Last Sale$192,000 (May 1990)
Tax Bill$18,135 (2025)
Deeds & MortgagesJan 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN46-04810-0000-00013

Property Details

APN / Parcel Number

Primary APN46-04810-0000-00013
Alternative APNs
  • 460481000013
  • 448600

Interior

Stories1 Story
Building Area4,203 sqft Gross Area
1st Floor Area4,203 sqft

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Construction TypeFrame
Lot Area18,436 sqft (0.423 acres)

Location & Zoning

Account Number448600
Street Address277 W MIDLAND AVE
CityPARAMUS
StateNJ
Zip07652-1851
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeR75
Legal Description90XIRR 7.9LT
Legal Block4810
Legal Lot Number13
JurisdictionBERGEN NJ
Township / Civil DivisionPARAMUS
Census Block Group2
Census Block2024
Census Tract42301

Owner

Source: Bergen County and Paramus Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address277 W MIDLAND AVE, PARAMUS, NJ 07652-1851
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 7, 1990 · Amount on Record
Deed SaleMay 7, 1990 · Amount on Record
Deed Book / Page7367 / 543
Record UpdatedSep 20, 2026

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address277 W MIDLAND AVE, PARAMUS, NJ 07652-1851
Document Number0028430734
Book / Page002843 / 000734
Instrument DateJan 4, 2018
Transaction TypeMortgage
Record UpdatedFeb 2, 2018
Title CompanyISGN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address277 W MIDLAND AVE PARAMUS NJ 076521851, PARAMUS, NJ 07652-1851

Mortgage

Document Number0028430734
DateJan 22, 2018
Book Page002843/000734
Lender
NameTD BK NA
TypeBank
AddressPORTLAND, ME 04101
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 21, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Paramus Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityParamus Borough
Unified School DistrictParamus Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,271,300 (+5.08%) Land $463,500 Building $807,800$1,271,300 (+5.08%) Land $463,500 Building $807,800
2025$18,135.00 (+0.58%)$1,209,800 (+6.15%) Land $424,600 Building $785,200$1,209,800 (+6.15%) Land $424,600 Building $785,200
2024$18,031.00 (+9%)
2023$1,139,700 Land $369,100 Building $770,600$1,139,700 Land $369,100 Building $770,600
2022$16,542.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims43 (1999–2021)
Claims Outside the SFHA4 of 43
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 7 claims
  • Hurricane Irene, Sep 2011 · 14 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

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