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277 W Main St, Babylon, NY 11702 Property Records

Suffolk County and Babylon Town property record for 277 W Main St, Babylon, NY 11702

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,690 sqft · built 1925
Lot Size0.217 acres (9,450 sqft)
Owner2 Individual Names on File
Last Sale$269,000 (Apr 2002)
Tax Bill$13,725 (2024)
Deeds & MortgagesJul 2020 Refinance
Jun 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN472003 9.-2-52.1

Property Details

APN / Parcel Number

Primary APN472003 9.-2-52.1
Alternative APNs
  • 0102-009.00-02.00-052.001
  • 0102009000200052000
  • 47200051860
  • 20220316271
  • 20230316271
  • 20250316271

Interior

Full Baths1 Bath
Building Area1,690 sqft Building Perimeter

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Lot Area9,450 sqft (0.217 acres)
Lot Dimensions90 ft deep x 105 ft wide

Location & Zoning

Account Number20250316271
Street Address277 W MAIN ST
CityBABYLON
StateNY
Zip11702-3419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFM 323 BL 16 LTS 341-344 & P/O LT 340
Legal Block2
Legal Lot Number52
JurisdictionSUFFOLK NY
Township / Civil DivisionBABYLON
Census Block Group3
Census Block3029
Census Tract124602

Owner

277 W Main St is owned and occupied by two individuals who bought it in April 2002.

Source: Suffolk County and Babylon Town records, as of August 11, 2026

Owner of Record2 Individual Names on File
Mailing Address277 W MAIN ST, BABYLON, NY 11702-3419
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM MORTGAGE CORP
Jun 18, 2020Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage
FREEDOM MTG
Jul 16, 2018Grant Deed, Transfer · Conventional Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 25, 2002 · Amount on File
Deed SaleApr 25, 2002 · Amount on File
Deed Book / Page12182 / 599
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address277 W MAIN ST, BABYLON, NY 11702-3419
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0231490844
DateJul 1, 2020
Book Page23149/844
InstrumentDL013986
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueAug 1, 2050

June 2020: Loan Modification, Consolidation and Extension, Mortgage

Document TypeLoan Modification, Consolidation and Extension
JurisdictionSUFFOLK NY
Property Address277 W MAIN ST, BABYLON, NY 11702-3419
Document Number0231610253
Instrument DateJun 18, 2020
Transaction TypeMortgage
Record UpdatedFeb 1, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address277 W MAIN ST BABYLON NY 117023419, BABYLON, NY 11702-3419

Mortgage

Document Number0231610253
DateAug 6, 2020
Book Page023161/000253
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 5, 2050
Interest
Rate TypeFixed Rate
Rate3.37%

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUFFOLK NY
Recording DateJul 16, 2018
Property Address277 W MAIN ST, BABYLON, NY 11702-3419
Document Number0129690823
Book / Page012969 / 000823
Instrument DateJun 26, 2018
Transaction TypeTransfer
Record UpdatedMay 20, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyConfirmed
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address91 COFFEY ST #3L BROOKLYN NY 112311596, 3L, BROOKLYN, NY 11231-1596

Mortgage

Document Number229420798
DateJul 16, 2018
Book Page022942/000798
Lender
NameFREEDOM MTG
TypeMortgage Company
Address175 PINELAWN RD # 400, MELVILLE, NY 11747-3180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 15, 2048

Tax Assessment & Valuation

Source: Suffolk County and Babylon Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
MunicipalityBabylon Village
CountySuffolk County
County SubdivisionBabylon Town
Unified School DistrictBabylon Union Free School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,690 Land $760 Building $2,930
2024$13,725.00
2023$3,690 Land $760 Building $2,930$206,145 Land $42,458 Building $163,687

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 277 W Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims769 (1978–2021)
Claims Outside the SFHA104 of 769
Most Recent ClaimFeb 2021 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Nov 2012 · 300 claims
  • Hurricane Irene, Aug 2011 · 82 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 100 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 277 W Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUFFOLK COUNTY WATER AUTHORITY
serves 1,100,000 people · EPA ID NY5110526
Water SourceGroundwater
Last State InspectionJan 2024
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityAsbestos
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20

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