277 Valley Rd, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 277 Valley Rd, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	3,490 sqft · built 1926
Lot Size	0.27 acres (11,760 sqft)
Owner	Company Name on File
Last Sale	$999,000 (Jun 2017)
Tax Bill	$33,609 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-02404-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`13-02404-0000-00014`
Alternative APN	`130240400014`

Interior

Stories	2 Stories
Building Area	3,490 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	11,760 sqft (0.27 acres)
Lot Dimensions	147 ft deep x 80 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130240400014
Street Address	277 VALLEY RD
City	MONTCLAIR
State	NJ
Zip	07042-2311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	80X147 IRR
Legal Block	2404
Legal Lot Number	14
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	2
Census Block	2007
Census Tract	16400

Owner

277 Valley Rd is owned by a company that bought it in June 2017.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record	Company Name on File
Mailing Address	277 VALLEY RD, MONTCLAIR, NJ 07042-2311
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Jun 30, 2017	Grant Deed, Transfer CITIBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2017 · Amount on File
Deed Sale	Jun 30, 2017 · Amount on File
Deed Document Number	201757062
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	277 VALLEY RD, MONTCLAIR, NJ 07042-2311
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	SUNNYSIDE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021132513
Date	Nov 4, 2021
Instrument	2021132513

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 30, 2017
Property Address	277 VALLEY RD, MONTCLAIR, NJ 07042-2311
Document Number	0000057062
Instrument Date	Apr 23, 2017
Instrument	57062
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$999.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	277 VALLEY RD MONTCLAIR NJ 070422311, MONTCLAIR, NJ 07042-2311

Mortgage

Document Number	57067
Date	Jun 30, 2017
Instrument	57067

Lender

Name	CITIBANK
Type	Federal Savings Bank
Address	OFALLON, MO 63368-2240

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 277 Valley Rd was $33,609, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$955,900 (-) Land $409,000 Building $546,900	$955,900 (-) Land $409,000 Building $546,900
2025	$33,609.00 (+3.32%)	$955,900 Land $409,000 Building $546,900	$955,900 Land $409,000 Building $546,900
2024	$32,529.00
2023		$955,900 Land $409,000 Building $546,900	$955,900 Land $409,000 Building $546,900
2022	$31,429.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 277 Valley Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	5 (2011–2021)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 277 Valley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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