277 Talisi Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 277 Talisi Loop, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,280 sqft · built 2021
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Dec 2025)
Tax Bill	$6,265 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Feb 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`282531503100010760`

Property Details

APN / Parcel Number

Primary APN	`282531503100010760`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,280 sqft Heated Area
Gross Area	2,808 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Finished
Porch	Open Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	277 TALISI LOOP
City	SAINT CLOUD
State	FL
Zip	34771-9159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERLY PB 29 PGS 125-130 LOT 76
Legal Subdivision	SUMMERLY
Legal Lot Number	76
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3002
Census Tract	43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	277 TALISI LOOP, SAINT CLOUD, FL 34771-9159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Feb 10, 2022	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 20, 2021	Special Warranty Deed, Subdivision Related Transfer DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 1, 2025 · Amount on Record
Deed Sale	Dec 1, 2025 · Amount on Record
Prior Sale	Feb 10, 2022
Deed Document Number	2025146754
Deed Book / Page	6887 / 47
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 1, 2025
Property Address	277 TALISI LOOP, SAINT CLOUD, FL 34771-9159
Document Number	0068870047
Book / Page	6887 / 47
Map Reference	MB 29 PG 125-130
Instrument Date	Nov 25, 2025
Instrument	2025146754
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,045.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 ARBOR LN, ROSLYN HEIGHTS, NY 11577-2804

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	277 TALISI LOOP, SAINT CLOUD, FL 34771-9159

Mortgage

Document Number	0000688749
Date	Dec 1, 2025
Instrument	6887/49

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 10, 2022
Property Address	277 TALISI LOOP, SAINT CLOUD, FL 34771-9159
Document Number	0061472405
Book / Page	6147 / 2405
Map Reference	MB 29 PG 125-130
Instrument Date	Dec 13, 2021
Instrument	2022022531
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 ARBOR LN, ROSLYN HEIGHTS, NY 11577-2804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 ARBOR LN, ROSLYN HEIGHTS, NY 11577-2804

July 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 20, 2021
Property Address	277 TALISI LOOP, SAINT CLOUD, FL 34771-9159
Document Number	0060060711
Book / Page	6006 / 711
Map Reference	MB 29 PG 125-130
Instrument Date	Jul 19, 2021
Instrument	2021112594
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Tax	$2,632.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 ARBOR LN, ROSLYN HEIGHTS, NY 11577-2804

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,265.00 (+3.79%)	$400,800 (-0.62%) Land $78,800 Building $322,000	$400,800 (-0.62%) Land $78,800 Building $322,000
2023	$6,036.00 (+12.32%)	$403,300 (+17.48%) Land $73,500 Building $329,800	$403,300 (+17.48%) Land $73,500 Building $329,800
2022	$5,374.00	$343,300 Land $63,000 Building $280,300	$343,300 Land $63,000 Building $280,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 79% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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