277 Stow Rd, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 277 Stow Rd, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,740 sqft · built 1973
Lot Size	1.51 acres (65,776 sqft)
Owner	2 Individual Names on File
Last Sale	$848,000 (Aug 2022)
Tax Bill	$12,650 (2025)
Deeds & Mortgages	Aug 2022 Sale Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HARV M:36 B:75`

Property Details

APN / Parcel Number

Primary APN	`HARV M:36 B:75`
Alternative APNs	`M:036.0 P:0075-0000.0` `1250360007500000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,740 sqft Living Area
Gross Area	5,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,776 sqft (1.51 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1250360007500000
Street Address	277 STOW RD
City	HARVARD
State	MA
Zip	01451-1913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	75
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	3
Census Block	3022
Census Tract	761401

Owner

277 Stow Rd is owned and occupied by two individuals who bought it in August 2022.

Source: Worcester County and Harvard Town records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	277 STOW RD, HARVARD, MA 01451-1913
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Quit Claim Deed, Transfer
Nov 25, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HOMESTAR MORTAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2022 · Amount on File
Deed Sale	Aug 15, 2022 · Amount on File
Prior Sale	Nov 25, 2020 · Amount on File
Deed Document Number	202289865
Deed Book / Page	68071 / 154
Prior Transfer Date	Aug 9, 2022
Prior Transfer Doc	068071-154
Record Updated	Oct 29, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Aug 15, 2022
Property Address	277 STOW RD, HARVARD, MA 01451-1913
Document Number	068071-154
Book / Page	68071 / 154
Instrument Date	Aug 9, 2022
Instrument	89865
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	277 STOW RD, HARVARD, MA 01451-1913
Investor	Possibly a Property Investor

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Nov 25, 2020
Property Address	277 STOW RD, HARVARD, MA 01451-1913
Document Number	63843-310
Book / Page	63843 / 310
Instrument Date	Nov 16, 2020
Instrument	145726
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10 STOW RD, HARVARD, MA 01451-1826

Mortgage

Document Number	145727
Date	Nov 25, 2020
Instrument	145727

Lender

Name	HOMESTAR MORTAGE INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 277 Stow Rd was $12,650, up 6.4% from the year before.

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,650.00 (+6.42%)	$808,300 (+1.32%) Land $228,900 Building $579,400
2024	$11,887.00 (-0.14%)	$797,800 (+11.32%) Land $228,900 Building $568,900	$1,001,015
2023	$11,904.00	$716,700 Land $219,400 Building $497,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 277 Stow Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 277 Stow Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 98.2% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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