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277 Silver Spring Cir, Elyria, OH 44035 Property Records

Lorain County property record for 277 Silver Spring Cir, Elyria, OH 44035 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2024
Lot Size4,121 sqft (0.094 acres)
Last Sale$224,500 (2024)
Tax Bill$2,538.00 (2025)

Owner

Source: Lorain County records · APN 06-24-017-102-122

Assessment roll updated May 16, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2700 LIBERTY AVE, PITTSBURGH, PA 15222-4768
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 04, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ADVANTAGEFIRST LNDG INC
Jul 11, 2024Survivorship Deed, Transfer · Conventional Mortgage
DOLLAR BANK FSB
Oct 24, 2022Warranty Deed, Transfer · Line of Credit
DOLLAR BANK FSB
Oct 26, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 11, 2024 · Amount on Record
Deed SaleJul 11, 2024 · Amount on Record
Deed Doc Number202419261
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Recording DateJun 04, 2026
Property Address277 SILVER SPRING CIR, ELYRIA, OH 44035-4408
Document Number0000098473
Instrument DateMay 12, 2026
Instrument202698473
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyICE MORTGAGE TECHNOLOGY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship286
Address277 SILVER SPRING CIR, ELYRIA, OH 44035-4408

Mortgage

Document Number0000098473,
DateJun 04, 2026
Instrument202698473
Lender
NameADVANTAGEFIRST LNDG INC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.3%
Max Rate-1%

July 2024: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionLORAIN OH
Recording DateJul 11, 2024
Property Address277 SILVER SPRING CIR, ELYRIA, OH 44035-4408
Document Number0000019261
Map ReferenceVOL 110 PG 77
Instrument DateJul 03, 2024
Instrument2024-0019261
Transaction TypeTransfer
Record UpdatedMar 23, 2026
Title CompanyGUARDIAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address2700 LIBERTY AVE, PITTSBURGH, PA 15222-4768

Mortgage

Document Number0000019262
DateJul 11, 2024
Instrument2024-0019262
Lender
NameDOLLAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2054

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateOct 24, 2022
Property Address277 SILVER SPRING CIR, ELYRIA, OH 44035-4408
Document Number0000896169
Map ReferenceVOL 110 PG 77
Instrument DateOct 20, 2022
Instrument2022-0896169
Transaction TypeTransfer
Record UpdatedMar 23, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000896170
DateOct 24, 2022
Instrument2022-0896170
Lender
NameDOLLAR BANK FSB
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term48 Months
DueOct 24, 2026

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateOct 26, 2022
Property Address277 SILVER SPRING CIR, ELYRIA, OH 44035-4408
Document Number0000896453
Map ReferenceVOL 110 PG 77
Instrument DateOct 20, 2022
Instrument2022-0896453
Transaction TypeTransfer
Record UpdatedMar 23, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address260 S LOGAN ST, ELYRIA, OH 44035-6224
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,538.00 (+240.21%)$74,700 (+385.06%) Land $19,250 Building $55,450$213,420 (+385.05%) Land $55,000 Building $158,420
2024$746.00 (+36.38%)$15,400 (+57.14%) Land $15,400$44,000 (+57.14%) Land $44,000
2023$547.00 (+0.37%)$9,800 (-) Land $9,800$28,000 (-) Land $28,000
2022$545.00$9,800 Land $9,800
2021$28,000 Land $28,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN06-24-017-102-122

Exterior

Year BuiltBuilt 2024
Lot Area4,121 sqft (0.094 acres)

Location & Zoning

Street Address277 SILVER SPRING CIR
CityELYRIA
StateOH
Zip44035-4408
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionRIDGE WATER SUB NO 1 37.91 X 109
Legal SubdivisionRIDGE WATER SUB NO 1
Legal Block102
Legal Lot Number77
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup1
Census Block1001
Census Tract70902

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