277 Saddle Ridge Loop, Edwards, CO 81632 Property Records

Eagle County property record for 277 Saddle Ridge Loop, Edwards, CO 81632 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,368 sqft · built 1995
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$1,435,000 (Jan 2020)
Tax Bill	$15,967 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Jan 2020 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`R041192`

Property Details

APN / Parcel Number

Primary APN	`R041192`
Alternative APN	`2107 113 11 012`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,368 sqft Living Area
Gross Area	6,084 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2010
Exterior Material	Stone
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Area	480 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	194 sqft
Patio Area	728 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Account Number	R041192
Old Parcel Number	210711311012
Street Address	277 SADDLE RIDGE LOOP
City	EDWARDS
State	CO
Zip	81632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: BEARCAT @ THE RANCH/CORDILLERA LOT: 12 BK-0636 PG-0121 MAP 03-29-94 BK-0636 PG-0122 DEC 03-29-94 BK-0648 PG-0856
Legal Township	210
Legal Subdivision	BEARCAT @ THE RANCH/CORDILLERA
Legal Lot Number	12
Jurisdiction	EAGLE CO
Township / Civil Division	EAGLE-GYPSUM
Census Block Group	1
Census Block	1013
Census Tract	402

Owner

Source: Eagle County records · APN R041192

Assessment roll updated August 25, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	120 ENSENADA LN, HORSESHOE BAY, TX 78657-2199
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 09, 2020	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Jan 30, 2020	Warranty Deed, Transfer FIRSTBANK
Dec 17, 2019	Deed of Trust, Mortgage BLUE SKY MTG
Dec 13, 2017	Warranty Deed, Transfer LAND TITLE GUARANTEE
Jan 30, 2017	Deed of Trust, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 30, 2020 · Amount on Record
Deed Sale	Jan 30, 2020 · Amount on Record
Prior Sale	Dec 13, 2017 · Amount on Record
Deed Document Number	202001587
Record Updated	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAGLE CO
Property Address	277 SADDLE RIDGE LOOP, EDWARDS, CO 81632
Document Number	0000005933
Instrument Date	Apr 09, 2020
Transaction Type	Mortgage
Record Updated	May 04, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 INVERNESS DR PORTLAND TX 783744171, PORTLAND, TX 78374-4171

Mortgage

Document Number	0000005933
Date	Apr 22, 2020
Instrument	5933

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 21, 2030

Interest

Rate Type	Adjustable Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAGLE CO
Recording Date	Jan 30, 2020
Property Address	277 SADDLE RIDGE LOOP, EDWARDS, CO 81632
Document Number	0000001587
Instrument Date	Jan 30, 2020
Instrument	1587
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	323 INVERNESS DR PORTLAND TX 783744171, PORTLAND, TX 78374-4171

Mortgage

Document Number	1588
Date	Jan 30, 2020
Instrument	1588

Lender

Name	FIRSTBANK
Type	Bank
Address	LAKEWOOD, CO 80215

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAGLE CO
Property Address	277 SADDLE RIDGE LOOP, EDWARDS, CO 81632
Document Number	0000022227
Instrument Date	Dec 17, 2019
Transaction Type	Mortgage
Record Updated	Jan 20, 2020
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 SADDLE RIDGE LOOP EDWARDS CO 81632, EDWARDS, CO 81632

Mortgage

Document Number	0000022227
Date	Dec 31, 2019
Instrument	22227

Lender

Name	BLUE SKY MTG
Type	Mortgage Company
Address	VAIL, CO 81658

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EAGLE CO
Recording Date	Dec 13, 2017
Property Address	277 SADDLE RIDGE LOOP, EDWARDS, CO 81632
Document Number	0000023652
Instrument Date	Dec 12, 2017
Instrument	23652
Transaction Type	Transfer
Record Updated	Jan 03, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	277 SADDLE RIDGE LOOP EDWARDS CO 81632, EDWARDS, CO 81632

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAGLE CO
Property Address	277 SADDLE RIDGE LOOP, EDWARDS, CO 81632
Document Number	0000002219
Instrument Date	Jan 30, 2017
Transaction Type	Mortgage
Record Updated	Mar 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	277 SADDLE RIDGE RD CORDILLERA CO 816326069, CORDILLERA, CO 81632-6069

Mortgage

Document Number	0000002219
Date	Feb 08, 2017
Instrument	2219

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 07, 2047

Tax Assessment & Valuation

Source: Eagle County records · Assessment roll updated August 25, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Eagle County
Unified School District	Eagle County School District RE 50 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,967.00 (+10.38%)	$175,580 (-1.46%) Land $21,880 Building $153,700	$2,809,150 (+5.63%) Land $350,000 Building $2,459,150
2023	$14,466.00	$178,180 Land $27,570 Building $150,610	$2,659,370 Land $411,490 Building $2,247,880

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Eagle County (08037C), updated June 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080370004021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D
Special Flood Hazard Area	No
Flood Hazard	Undetermined not studied
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 23% of Colorado
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 68 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

277 Saddle Ridge Loop, Edwards, CO 81632 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Saddle Ridge Loop

Nearby Streets

Search Property Records by Address or Parcel Number