277 S Homer Ave, Wells, TX 75976 Property Records

Cherokee County property record for 277 S Homer Ave, Wells, TX 75976

Property Summary

Property Type	Single Family Home
Details	1,500 sqft · built 2023
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,508 (2026)
Deeds & Mortgages	Mar 2026 Mortgage May 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000534-02880-0006000`

Property Details

APN / Parcel Number

Primary APN	`000534-02880-0006000`
Alternative APN	`115076000`

Interior

Building Area	1,500 sqft Living Area
Gross Area	3,960 sqft
1st Floor Area	2,239 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Detached
Garage Area	320 sqft
Porch	Porch
Porch Area	426 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	000534-02880-0006000
Street Address	277 S HOMER AVE
City	WELLS
State	TX
Zip	75976
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A 534 BLK 288 TR 6 I R LEWIS P21
Legal Subdivision	I R LEWIS SURVEY A-
Legal Tract	6
Legal Block	288
Jurisdiction	CHEROKEE TX
Township / Civil Division	WELLS
Census Block Group	1
Census Block	1083
Census Tract	951100

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2006 SPANISH OAK TRL, ROUND ROCK, TX 78681-1305
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NATIONAL BANK & TRUST
May 28, 2024	Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Feb 6, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2024
Deed Sale	Oct 22, 2024
Prior Sale	Sep 1, 2023 · Amount on Record
Deed Document Number	2024736111
Deed Book / Page	2843 / 413
Prior Transfer Date	Aug 19, 2024
Prior Transfer Doc	0000736111
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE TX
Property Address	277 S HOMER AVE, WELLS, TX 75976
Transaction Type	Mortgage
Record Updated	Mar 13, 2026
Title Company	COMMUNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2006 SPANISH OAK TRL, ROUND ROCK, TX 78681-1305

Mortgage

Document Number	002926/177
Date	Mar 4, 2026
Book Page	2926/177
Instrument	747884

Lender

Name	AMERICAN NATIONAL BANK & TRUST
Type	Bank
Address	1920 ELMWOOD NORTH AVE, WICHITA FALLS, TX 76308

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEROKEE TX
Recording Date	May 28, 2024
Property Address	277 S HOMER AVE, WELLS, TX 75976
Document Number	002820/539
Book / Page	2820 / 539
Instrument Date	May 24, 2024
Instrument	732592
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2006 SPANISH OAK TRL, ROUND ROCK, TX 78681-1305

Mortgage

Document Number	0000732593
Date	May 28, 2024
Instrument	732593

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE TX
Recording Date	Feb 6, 2023
Property Address	295 S HOMER AVE, WELLS, TX 75976
Document Number	002744/835
Book / Page	2744 / 835
Instrument Date	Feb 3, 2023
Instrument	720554
Transaction Type	Transfer
Record Updated	Sep 19, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15306 N US HIGHWAY 69, POLLOK, TX 75969-2992

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cherokee County
Municipality	Wells Town
Unified School District	Wells Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,508.00 (+191.29%)	$140,730 (-19.95%) Land $2,550 Building $138,180	$140,730 (-19.95%) Land $2,550 Building $138,180
2025	$861.00 (+22.13%)	$175,810 (+60.38%) Land $2,550 Building $173,260	$175,810 (+60.38%) Land $2,550 Building $173,260
2023		$109,620 Land $36,700 Building $72,920	$109,620 Land $36,700 Building $72,920
2022	$705.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WELLS serves 853 people · EPA ID TX0370004
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber DSL · Fiber in parts of the area	500 / 75
Starlink Satellite	280 / 30

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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