Delaware County property record for 277 Ridge Side Dr, Powell, OH 43065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,662 sqft · built 1987 |
| Lot Size | 0.243 acres (10,585 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $675,000 (Aug 2024) |
| Tax Bill | $9,946 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 319-425-08-007-000 |
| Primary APN | 319-425-08-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,662 sqft Living Area |
| Gross Area | 4,290 sqft |
| 1st Floor Area | 1,448 sqft |
| Upper Floors Area | 1,110 sqft |
| Attic | Attic |
| Attic Area | 104 sqft |
| Basement Area | 1,078 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Lot Area | 10,585 sqft (0.243 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 426 sqft |
| Patio Area | 197 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 277 RIDGE SIDE DR |
|---|---|
| City | POWELL |
| State | OH |
| Zip | 43065-8936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 556 AND RESERVE 0 OLENTANGY RIDGE SEC 5 |
| Legal Subdivision | OLENTANGY RIDGE SEC 5 |
| Legal Lot Number | 556 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | LIBERTY |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 11423 |
Source: Delaware County assessment roll, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 8241 DOW CIR, STRONGSVILLE, OH 44136-1725 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 1, 2023 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMONWEALTH BANK |
| Feb 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE EQUITABLE MORTGAGE CORP |
| Oct 31, 2024 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Aug 16, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Mar 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2024 · Amount on Record |
| Deed Sale | Aug 16, 2024 · Amount on Record |
| Prior Sale | Mar 24, 2020 · Amount on Record |
| Deed Document Number | 202416863 |
| Deed Book / Page | 2106 / 969 |
| Prior Transfer Date | Aug 9, 2024 |
| Prior Transfer Doc | 0000016863 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 277 RIDGE SIDE DR, POWELL, OH 43065-8936 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 277 RIDGE SIDE DR, POWELL, OH 43065-8936 |
| Document Number | 0000018569 |
|---|---|
| Date | Sep 1, 2023 |
| Book Page | 2050/2706 |
| Instrument | 202300018569 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | INDIANA, PA 15701 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Aug 29, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 277 RIDGE SIDE DR, POWELL, OH 43065-8936 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | EXPEDIENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000006117 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 1823/1527 |
| Instrument | 202100006117 |
| Name | THE EQUITABLE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 277 RIDGE SIDE DR, POWELL, OH 43065-8936 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 277 RIDGE SIDE DR, POWELL, OH 43065-8936 |
| Document Number | 0000023637 |
|---|---|
| Date | Oct 31, 2024 |
| Book Page | 2121/1079 |
| Instrument | 202400023637 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Aug 16, 2024 |
| Property Address | 277 RIDGE SIDE DR, POWELL, OH 43065-8936 |
| Document Number | 0000016863 |
| Book / Page | 2106 / 969 |
| Map Reference | MB 19 PG 33&34 |
| Instrument Date | Aug 9, 2024 |
| Instrument | 202400016863 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | SEARCH 2 CLOSE, SEARCH 2 CLOSE BOX |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 277 RIDGE SIDE DR, POWELL, OH 43065-8936 |
| Document Number | 0000016864 |
|---|---|
| Date | Aug 16, 2024 |
| Instrument | 202400016864 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Mar 24, 2020 |
| Property Address | 277 RIDGE SIDE DR, POWELL, OH 43065-8936 |
| Document Number | 0000009418 |
| Book / Page | 1710 / 907 |
| Map Reference | MB 19 PG 33&34 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 202000009418 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Title Company | NORTHWEST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 277 RIDGE SIDE DR, POWELL, OH 43065-8936 |
| Document Number | 0000009419 |
|---|---|
| Date | Mar 24, 2020 |
| Instrument | 202000009419 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Delaware County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| County Subdivision | Liberty Township |
| Municipality | Powell City |
| Unified School District | Olentangy Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,946.00 (+21.71%) | $180,150 (+15.5%) Land $34,830 Building $145,320 | $514,700 (+15.51%) Land $99,500 Building $415,200 |
| 2024 | $8,172.00 (-0.39%) Homeowner's exemption | $155,970 (-) Land $34,830 Building $121,140 | |
| 2023 | $8,204.00 Homeowner's exemption | $155,970 Land $34,830 Building $121,140 | $445,600 Land $99,500 Building $346,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1987–1990) |
| Most Recent Claim | Dec 1990 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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