Bergen County and Hackensack City property record for 277 Prospect Ave, Apt 10B, Hackensack, NJ 07601
| Property Type | Single Family Home |
|---|---|
| Details | 922 sqft · built 1972 |
| Lot Size | 0.007 acres (309 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Jan 2026) |
| Tax Bill | $6,970 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Jan 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-00343-0000-00010-0000-C010B |
| Primary APN | 23-00343-0000-00010-0000-C010B |
|---|---|
| Alternative APNs |
|
| Units | 5 Units |
|---|---|
| Building Area | 922 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 309 sqft (0.007 acres) |
| Account Number | 1423 |
|---|---|
| Street Address | 277 PROSPECT AVE, 10B |
| City | HACKENSACK |
| State | NJ |
| Zip | 07601-2557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .00711 |
| Legal Subdivision | BRISTOL HOUSE |
| Legal Block | 343 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | HACKENSACK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 23304 |
Source: Bergen County and Hackensack City records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 277 PROSPECT AVE, 10B, HACKENSACK, NJ 07601-2557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 23, 2026 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Jan 15, 2026 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2026 · Amount on Record |
| Deed Sale | Jan 15, 2026 · Amount on Record |
| Prior Sale | Dec 24, 2020 · Amount on Record |
| Deed Document Number | 20263273 |
| Deed Book / Page | 5702 / 1809 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 23, 2026 |
| Property Address | 277 PROSPECT AVE, 10B, HACKENSACK, NJ 07601-2557 |
| Document Number | 0000066717 |
| Book / Page | 5908 / 361 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202666717 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 277 PROSPECT AVE, 10B, HACKENSACK, NJ 07601-2557 |
| Document Number | 0000066717, |
|---|---|
| Date | Sep 23, 2026 |
| Book Page | 5908/361 |
| Instrument | 202666717 |
| Name | CLEARPATH LENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 277 PROSPECT AVE APT 10B, 10B, HACKENSACK, NJ 07601-2557 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 124 OAK ST 3A, 3A, PATERSON, NJ 07501-3133 |
| Investor | Possibly a Property Investor |
| Document Number | 0057021815 |
|---|---|
| Date | Jan 15, 2026 |
| Book Page | 5702/1815 |
| Instrument | 2026003274 |
| Name | MORTGAGE SOLUTIONS OF COLORADO LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLORADO SPRINGS, CO 80920 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
Source: Bergen County and Hackensack City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Hackensack City |
| Unified School District | Hackensack City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $217,200 (-) Land $100,000 Building $117,200 | $217,200 (-) Land $100,000 Building $117,200 | |
| 2025 | $6,970.00 (+5.02%) | $217,200 (-) Land $100,000 Building $117,200 | $217,200 (-) Land $100,000 Building $117,200 |
| 2024 | $6,637.00 (+11.64%) | ||
| 2023 | $217,200 Land $100,000 Building $117,200 | $217,200 Land $100,000 Building $117,200 | |
| 2022 | $5,945.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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