277 Poplar St, Toccoa, GA 30577 Property Records

Stephens County property record for 277 Poplar St, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,731 sqft · built 1957
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$88,000 (Nov 2018)
Tax Bill	$2,230 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T29 049`

Property Details

APN / Parcel Number

Primary APN	`T29 049`
Alternative APN	`742100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,731 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Terrain	Gentle Slope
Garage Type	Carport
Carport	Carport
Carport Area	231 sqft

Exterior Amenities

Porch	Porch
Porch Area	133 sqft
Canopy	120 sqft
Utility Building	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	742100
Street Address	277 POPLAR ST
City	TOCCOA
State	GA
Zip	30577-3349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 51 MARTIN & RICE S/D
Legal Subdivision	MARTIN & RICE
Legal Lot Number	51
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1013
Census Tract	970302

Owner

277 Poplar St is owned by an individual who acquired it in November 2018.

Source: Stephens County records, as of March 11, 2026

Owner of Record	Individual Name on File
Mailing Address	45549 HUTCHENS SQ, STERLING, VA 20166-3008
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
May 10, 2023	Deed of Trust, Mortgage · Closed-End Mortgage US BANK
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Nov 15, 2018	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2018 · Amount on File
Deed Sale	Nov 9, 2018 · Amount on File
Deed Document Number	0001164437
Deed Book / Page	1164 / 437
Last Transfer Date	Nov 15, 2018
Transfer Doc	0011640437
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	277 POPLAR ST, TOCCOA, GA 30577-3349
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 POPLAR ST, TOCCOA, GA 30577-3349
Investor	Possibly a Property Investor

Mortgage

Document Number	0012530000000360
Date	Jun 1, 2021
Book Page	0000001253/0000000360

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	277 POPLAR ST, TOCCOA, GA 30577-3349
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 POPLAR ST, TOCCOA, GA 30577-3349
Investor	Possibly a Property Investor

Mortgage

Document Number	0013290000000476
Date	May 10, 2023
Book Page	0000001329/0000000476
Instrument	2023000611

Lender

Name	US BANK

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2038

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	277 POPLAR ST, TOCCOA, GA 30577-3349
Transaction Type	Mortgage
Record Updated	Mar 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 POPLAR ST, TOCCOA, GA 30577-3349

Mortgage

Document Number	0012870000000001
Date	Feb 23, 2022
Book Page	0000001287/0000000001
Instrument	000284

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Nov 15, 2018
Property Address	277 POPLAR ST, TOCCOA, GA 30577-3349
Document Number	0011640437
Book / Page	001164 / 000437
Instrument Date	Nov 9, 2018
Transaction Type	Transfer
Record Updated	Dec 7, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 POPLAR ST TOCCOA GA 305773349, TOCCOA, GA 30577-3349
Investor	Possibly a Property Investor

Mortgage

Document Number	11690442
Date	Nov 15, 2018
Book Page	001169/000442

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE GA, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 277 Poplar St was $2,230.

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,230.00	$63,938 Land $2,043 Building $61,895	$159,845 Land $5,107 Building $154,738
2023	$1,362.00 (+5.99%)	$38,528 (+6.04%) Land $2,043 Building $36,485	$96,319 (+6.04%) Land $5,107 Building $91,212
2022	$1,285.00	$36,333 Land $2,043 Building $34,290	$90,831 Land $5,107 Building $85,724

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 277 Poplar St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2009–2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 277 Poplar St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
TruVista Communications Cable · Fiber in parts of the area	500 / 50

May also be available: Verizon.

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