277 Olive St, Elyria, OH 44035 Property Records

Lorain County property record for 277 Olive St, Elyria, OH 44035 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1940
Square Footage1,040 sqft Living Area
Lot Size4,792 sqft (0.11 acres)
OccupancyOwner Occupied
Last Sale$140,000 (2023)
Tax Bill$2,003.00 (2024)

Property Details

APN / Parcel Number

Primary APN06-25-018-106-001

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms7 Rooms
Building Area1,040 sqft Living Area
1st Floor618 sqft 1st Floor
Upper Floors422 sqft Upper Floors
Basement Area528 sqft Basement
Family RoomFamily Room
Stories1 Stories

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1940
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Lot Area4,792 sqft (0.11 acres)
Depth X Width120 ft x 40 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area441 sqft Garage
Patio Area104 sqft Patio
Porch Area300 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address277 OLIVE ST
CityELYRIA
StateOH
Zip44035-4017
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNEW CENTER 40 X 120
Legal SubdivisionNEW CENTER
Legal Tract25
Legal Block106
Legal Lot Number76
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup1
Census Block1017
Census Tract70700

Owner

Source: Lorain County records · APN 06-25-018-106-001

Assessment roll updated May 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address277 OLIVE ST, ELYRIA, OH 44035-4017
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2023Warranty Deed, Transfer · Stand Alone First Mortgage
THIRD FSLA OF CLEVELAND
May 09, 2022Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Jul 15, 2020Quit Claim Deed, Transfer
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 12, 2023 · Amount on Record
Deed SaleOct 12, 2023 · Amount on Record
Prior SaleAug 11, 1999 · Amount on Record
Deed Doc Number2023932351
Prior Transfer DateJul 02, 2020
Prior Transfer Doc0000769291
Record RefreshedJun 08, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLORAIN OH
Recording DateOct 12, 2023
Property Address277 OLIVE ST, ELYRIA, OH 44035-4017
Document Number0000932351
Map ReferenceVOL 7 PG 49
Instrument DateOct 10, 2023
Instrument2023-0932351
Transaction TypeTransfer
Record UpdatedOct 23, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address277 OLIVE ST, ELYRIA, OH 44035-4017

Mortgage

Document Number0000932352
DateOct 12, 2023
Instrument2023-0932352
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address277 OLIVE ST, ELYRIA, OH 44035-4017
Transaction TypeMortgage
Record UpdatedMay 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address277 OLIVE ST, ELYRIA, OH 44035-4017

Mortgage

Document Number0000874482
DateMay 09, 2022
Instrument2022-0874482
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueApr 13, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLORAIN OH
Recording DateJul 15, 2020
Property Address277 OLIVE ST, ELYRIA, OH 44035-4017
Document Number0000769291
Instrument DateJul 02, 2020
Instrument769291
Transaction TypeTransfer
Record UpdatedJul 29, 2020
Title CompanyHBI TITLE SERVICES INC, HBI TITLE SVCS INC

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1 CORELOGIC DR WESTLAKE TX 762625310, WESTLAKE, TX 76262-5310

Mortgage

Document Number769292
DateJul 15, 2020
Instrument769292
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
AmountAmount Recorded
Term120 Months
DueJul 14, 2030

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,993.00 (-0.5%)$42,330 (+%) Land $9,140 Building $33,190$120,940 (-) Land $26,110 Building $94,830
2024$2,003.00 (+27.09%)$42,329 (+46.33%) Land $9,139 Building $33,191$120,940 (+46.33%) Land $26,110 Building $94,830
2023$1,576.00 (+0.38%)$28,928 (-0.01%) Land $6,500 Building $22,428$82,650 (-) Land $18,570 Building $64,080
2022$1,570.00$28,930 Land $6,500 Building $22,430
2021$82,650 Land $18,570 Building $64,080

Flood & Wildfire

277 Olive St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Olive St

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