277 Old Belchertown Rd, Ware, MA 01082 Property Records

Hampshire County and Ware Town property record for 277 Old Belchertown Rd, Ware, MA 01082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,944 sqft · built 2004
Lot Size	1.36 acres (59,551 sqft)
Owner	2 Individual Names on File
Last Sale	$273,000 (Mar 2014)
Tax Bill	$7,199 (2026)
Deeds & Mortgages	Jun 2021 Refinance Jul 2023 Line of Credit + 3 more
APN	`WARE M:00007 B:00000 L:00040`

Property Details

APN / Parcel Number

Primary APN	`WARE M:00007 B:00000 L:00040`
Alternative APN	`5032`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,944 sqft Living Area
Gross Area	3,864 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	59,551 sqft (1.36 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	5032
Street Address	277 OLD BELCHERTOWN RD
City	WARE
State	MA
Zip	01082-9438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	40
Jurisdiction	WARE MA
Township / Civil Division	WARE
Census Block Group	1
Census Block	1030
Census Tract	820101

Owner

Source: Hampshire County and Ware Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	277 OLD BELCHERTOWN RD, WARE, MA 01082-9438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Jul 5, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 31, 2025	Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU
May 11, 2018	Deed of Trust, Mortgage DIGITAL FCU
Dec 24, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2014 · Amount on File
Deed Sale	Mar 21, 2014 · Amount on File
Prior Sale	Jun 30, 2005 · Amount on File
Deed Book / Page	11604 / 182
Transfer Doc	011604-182
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARE MA
Property Address	277 OLD BELCHERTOWN RD, WARE, MA 01082-9438
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014146-153
Date	Jun 18, 2021
Book Page	14146/153
Instrument	14846

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARE MA
Property Address	277 OLD BELCHERTOWN RD, WARE, MA 01082-9438
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014900-188
Date	Jul 5, 2023
Book Page	14900/188
Instrument	9871

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Aug 1, 2063

Interest

Rate Type	Adjustable Rate

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARE MA
Property Address	277 OLD BELCHERTOWN RD, WARE, MA 01082-9438
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	015342-284
Date	Jan 31, 2025
Book Page	15342/284
Instrument	1663

Lender

Name	WORKERS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2045

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARE MA
Property Address	277 OLD BELCHERTOWN RD, WARE, MA 01082-9438
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12950-269
Date	May 11, 2018
Book Page	12950/269
Instrument	8580

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 1, 2033

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARE MA
Property Address	277 OLD BELCHERTOWN RD, WARE, MA 01082-9438
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	13497-149
Date	Dec 24, 2019
Book Page	13497/149
Instrument	25849

Lender

Name	ENVISION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Hampshire County and Ware Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Ware Town
Unified School District	Ware School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,199.00 (-1.23%)	$496,800 (+2.64%) Land $43,700 Building $453,100	$488,899 (+0.1%)
2025	$7,289.00 (+10.49%)	$484,000 (+26.64%) Land $43,800 Building $440,200	$488,395 (+9.57%)
2024			$445,740
2023	$6,597.00	$382,200 Land $39,500 Building $342,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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