277 My Way, Kalispell, MT 59901 Property Records

Flathead County property record for 277 My Way, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,605 sqft · built 2002
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$698,250 (Dec 2021)
Tax Bill	$3,649 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2021 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R0743897`

Property Details

APN / Parcel Number

Primary APN	`R0743897`
Alternative APNs	`07-3834-12-3-01-40-0000` `0000005404`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,605 sqft Living Area
1st Floor Area	1,617 sqft
2nd Floor Area	1,617 sqft
Attic	Attic
Attic Area	371 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	354 sqft
Deck Area	608 sqft
Patio Area	608 sqft
Shed	1 Shed
Shed Area	240 sqft
Lean-To	480 sqft
Pole Barn	1,280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000005404
Street Address	277 MY WAY
City	KALISPELL
State	MT
Zip	59901-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S12, T27 N, R21 W, C.O.S. 21983-1, ACRES 3, TR 3ABA IN SW4SW4
Legal Range	21W
Legal Township	27N
Legal Section	12
Legal Subdivision	CERTIFICATE OF SURVEY #16681
Legal Tract	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	LAKESIDE-SOMERS
Census Block Group	2
Census Block	2041
Census Tract	1401

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	277 MY WAY, KALISPELL, MT 59901-1816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Warranty Deed, Transfer · Conventional Mortgage WHITEFISH CU
Sep 23, 2021	Intrafamily Transfer, Transfer
Jul 26, 2021	Deed of Trust, Mortgage · Line of Credit ROCKY MOUNTAIN BANK
Jul 27, 2017	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Sep 10, 2018	Deed of Trust, Mortgage · Commercial Mortgage ROCKY MOUNTAIN BANK
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Jul 19, 2017	Warranty Deed, Transfer · Commercial Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2021 · Amount on Record
Deed Sale	Dec 15, 2021 · Amount on Record
Prior Sale	Jul 19, 2017 · Amount on Record
Deed Document Number	202143041
Prior Transfer Date	Oct 15, 2021
Prior Transfer Doc	0000036704
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 15, 2021
Property Address	277 MY WAY, KALISPELL, MT 59901-1816
Document Number	202100043041
Instrument Date	Dec 14, 2021
Instrument	202100043041
Transaction Type	Transfer
Record Updated	Jan 5, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	277 MY WAY, KALISPELL, MT 59901-1816

Mortgage

Document Number	202100043042
Date	Dec 15, 2021
Instrument	202100043042

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.9%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	2.9%
Max Rate At Change	4.9%
Max Rate	7.9%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Sep 23, 2021
Property Address	277 MY WAY, KALISPELL, MT 59901-1816
Document Number	202100034154
Instrument Date	Sep 22, 2021
Instrument	202100034154
Transaction Type	Transfer
Record Updated	Oct 11, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 MY WAY, KALISPELL, MT 59901-1816

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	277 MY WAY, KALISPELL, MT 59901-1816
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100024857
Date	Jul 26, 2021
Instrument	202100024857

Lender

Name	ROCKY MOUNTAIN BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	277 MY WAY, KALISPELL, MT 59901-1816
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700017473
Date	Jul 27, 2017
Instrument	201700017473

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	KALISPELL, MT 59904

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	277 MY WAY, KALISPELL, MT 59901-1816
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800021747
Date	Sep 10, 2018
Instrument	201800021747

Lender

Name	ROCKY MOUNTAIN BANK
Type	Bank
Address	KALISPELL, MT 59901

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	277 MY WAY, KALISPELL, MT 59901-1816
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000011292
Date	May 4, 2020
Instrument	202000011292

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 19, 2017
Property Address	277 MY WAY, KALISPELL, MT 59901-1816
Document Number	201700015242
Instrument Date	Jul 19, 2017
Instrument	201700015242
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	277 MY WAY, KALISPELL, MT 59901-1816

Mortgage

Document Number	201700015243
Date	Jul 19, 2017
Instrument	201700015243

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Somers Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,649.00 (-36.73%)	$1,027,700 (+27.74%)
2025			$1,027,700 (+27.74%) Land $232,100 Building $795,600
2023	$5,767.00	$804,500	$804,500 Land $143,700 Building $660,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.8% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50

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