277 Montebello Oaks Dr, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 277 Montebello Oaks Dr, Paso Robles, CA 93446

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,816 sqft · built 2013
Lot Size	0.272 acres (11,868 sqft)
Owner	Owner Name on File
Last Sale	$389,000 (Jan 2013)
Tax Bill	$6,233 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`025-526-011`

Property Details

APN / Parcel Number

Primary APN	`025-526-011`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,816 sqft Living Area

Exterior

Year Built	Built 2013
Construction Type	Wood
Lot Area	11,868 sqft (0.272 acres)
Terrain	Other
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	277 MONTEBELLO OAKS DR
City	PASO ROBLES
State	CA
Zip	93446-7147
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY PR TR 2369-4 LT 182
Legal Subdivision	TRACT 2369-4
Legal Tract	2369-4
Legal Lot Number	182
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	2
Census Block	2021
Census Tract	10206

Owner

The current owner of 277 Montebello Oaks Dr acquired it in December 2014.

Source: San Luis Obispo County records, as of September 29, 2025

Owner of Record	Owner Name on File
Mailing Address	277 MONTEBELLO OAKS DR, PASO ROBLES, CA 93446-7147
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC
Dec 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage OPES ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2013 · Amount on File
Deed Sale	Jan 30, 2013 · Amount on File
Prior Sale	Jan 30, 2013 · Amount on File
Deed Document Number	0000005883
Last Transfer Date	Dec 12, 2014
Transfer Doc	0000052722
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	277 MONTEBELLO OAKS DR, PASO ROBLES, CA 93446-7147
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	UNISOURCE TITLE INSURANCE-IRVINE, UNISOURCE TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 MONTEBELLO OAKS DR, PASO ROBLES, CA 93446-7147

Mortgage

Document Number	0000008691
Date	Feb 4, 2021
Instrument	2021008691

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	277 MONTEBELLO OAKS DR, PASO ROBLES, CA 93446-7147
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045710
Date	Oct 17, 2019
Instrument	2019045710

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	277 MONTEBELLO OAKS DR, PASO ROBLES, CA 93446-7147
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 MONTEBELLO OAKS DR, PASO ROBLES, CA 93446-7147

Mortgage

Document Number	0000064978
Date	Sep 24, 2021
Instrument	2021064978

Lender

Name	LADERA LENDING INC
Type	Mortgage Company
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	277 MONTEBELLO OAKS DR, PASO ROBLES, CA 93446-7147
Document Number	0000050709
Instrument Date	Dec 4, 2018
Transaction Type	Mortgage
Record Updated	Dec 19, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	277 MONTEBELLO OAKS DR PASO ROBLES CA 934467147, PASO ROBLES, CA 93446-7147

Mortgage

Document Number	0000050709
Date	Dec 10, 2018
Instrument	50709

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 277 Montebello Oaks Dr was $6,233 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	El Paso De Robles (Paso Robles) City
Unified School District	Paso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,233.00 Homeowner's exemption	$478,889 Land $147,765 Building $331,124
2023	$6,009.00 (+2.06%) Homeowner's exemption	$460,295 Land $142,028 Building $318,267
2022	$5,888.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 277 Montebello Oaks Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 277 Montebello Oaks Dr is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PASO ROBLES WATER DIVISION serves 31,176 people · EPA ID CA4010007
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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