Elmore County property record for 277 McCain Rd, Eclectic, AL 36024
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,356 sqft · built 1996 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $382 (2025) |
| Deeds & Mortgages | Feb 2020 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-05-21-4-002-011.000 |
| Primary APN | 07-05-21-4-002-011.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,356 sqft Living Area |
| 1st Floor Area | 2,292 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Vinyl |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | Other |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 166 sqft |
| Deck Area | 596 sqft |
| Patio Area | 762 sqft |
| Utility Building | 262 sqft |
| Boat Access | Boat Access |
| Total Buildings | 3 Buildings |
| Heating System | HVAC |
|---|
| Account Number | 17400 |
|---|---|
| Old Parcel Number | 0705214002011000 |
| Street Address | 277 MCCAIN RD |
| City | ECLECTIC |
| State | AL |
| Zip | 36024-4403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5 AC (C) PARTS OF LOT 22 & 23 WILDWOOD COLONY 3/193 |
| Legal Range | 21E |
| Legal Township | 20N |
| Legal Section | 21 |
| Legal Quarter | SE |
| Legal Subdivision | WILDWOOD COLONY SUB |
| Legal Lot Number | 22-23 23 |
| Jurisdiction | ELMORE AL |
| Township / Civil Division | ECLECTIC |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 30300 |
Source: Elmore County records, as of March 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 277 MCCAIN RD, ECLECTIC, AL 36024-4403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELMORE AL |
| Property Address | 277 MCCAIN RD, ECLECTIC, AL 36024-4403 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2020/08631 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 2020/08631 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.46% |
| Type Change Date | Feb 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
Source: Elmore County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Elmore County |
| Unified School District | Elmore County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $382.00 (+11.05%) Homeowner's exemption Senior Citizen's exemption | $71,300 (+6.99%) | $803,290 (+32.27%) Land $257,500 Building $545,790 |
| 2024 | $344.00 (+17.01%) Homeowner's exemption Senior Citizen's exemption | $66,640 (+9.73%) | $607,290 (-) Land $257,500 Building $349,790 |
| 2023 | $294.00 (+9.29%) | $60,729 (+29.01%) Land $25,750 Building $34,979 | $607,290 (+29.01%) Land $257,500 Building $349,790 |
| 2022 | $269.00 | $47,074 Land $25,000 Building $22,074 | $470,740 Land $250,000 Building $220,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 82% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Cable | 10,000 / 10,000 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
May also be available: Spectrum, Verizon.
5G (outdoors only) and 4G LTE
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