Callaway County property record for 277 Lorene St, Holts Summit, MO 65043 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,952 sqft · built 2019 |
| Lot Size | 2.6 acres (113,256 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,480 (May 2026) |
| Tax Bill | $2,517 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage Mar 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-07.0-36.0-10-001-012.000 |
| Primary APN | 25-07.0-36.0-10-001-012.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,952 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 113,256 sqft (2.6 acres) |
| Garage Type | Attached |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 110 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 2507036010001012000 |
|---|---|
| Street Address | 277 LORENE ST |
| City | HOLTS SUMMIT |
| State | MO |
| Zip | 65043-1599 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE NE |
| Legal Range | 11W |
| Legal Township | 45N |
| Legal Section | 36 |
| Legal Subdivision | ANTWEILER SUBDIVISION NO.5 |
| Jurisdiction | CALLAWAY MO |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 70702 |
Source: Callaway County records · APN 25-07.0-36.0-10-001-012.000
Assessment roll updated January 15, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 277 LORENE ST, HOLTS SUMMIT, MO 65043-1599 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 19, 2018 | Deed of Trust, Mortgage MID AMERICA BANK |
| Mar 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MID AMERICA BANK |
| May 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage MID AMERICA BANK |
| Jun 02, 2022 | Warranty Deed, Transfer · VA Mortgage CENTRAL TRUST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 26, 2026 · Amount on Record |
| Deed Sale | May 26, 2026 · Amount on Record |
| Prior Sale | Jun 02, 2022 · Amount on Record |
| Deed Document Number | 20263051 |
| Deed Book / Page | 527 / 626 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 277 LORENE ST, HOLTS SUMMIT, MO 65043-1599 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0201806927 |
|---|---|
| Date | Oct 19, 2018 |
| Instrument | 201806927 |
| Name | MID AMERICA BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 3 Months |
| Due | Jan 01, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Property Address | 277 LORENE ST, HOLTS SUMMIT, MO 65043-1599 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202001527 |
|---|---|
| Date | Mar 13, 2020 |
| Instrument | 202001527 |
| Name | MID AMERICA BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | May 26, 2026 |
| Property Address | 277 LORENE ST, HOLTS SUMMIT, MO 65043-1599 |
| Document Number | 0000003051 |
| Book / Page | 527 / 626 |
| Instrument Date | May 18, 2026 |
| Instrument | 20263051 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | MIDWESTERN TITLE, MIDWEST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 277 LORENE ST, HOLTS SUMMIT, MO 65043-1599 |
| Document Number | 0000003052, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 20263052 |
| Name | MID AMERICA BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALLAWAY MO |
| Recording Date | Jun 02, 2022 |
| Property Address | 277 LORENE ST, HOLTS SUMMIT, MO 65043-1599 |
| Document Number | 000500/410 |
| Book / Page | 500 / 410 |
| Instrument Date | May 26, 2022 |
| Instrument | 202203504 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | MIDWEST TITLE AND ESCROW INC, MIDWEST TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 277 LORENE ST, HOLTS SUMMIT, MO 65043-1599 |
| Document Number | 0202203505 |
|---|---|
| Date | Jun 02, 2022 |
| Instrument | 202203505 |
| Name | CENTRAL TRUST BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
Source: Callaway County records · Assessment roll updated January 15, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Callaway County |
| Municipality | Holts Summit City |
| Unified School District | Jefferson City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,517.00 (-2.48%) | $41,411 (-) | $217,950 (-) |
| 2024 | $2,581.00 (+0.08%) | $41,411 (-) | $217,950 (-) |
| 2023 | $2,579.00 (+2.5%) | $41,411 (+2.58%) | $217,950 (+2.57%) |
| 2022 | $2,516.00 | $40,371 Land $1,235 Building $39,136 | |
| 2021 | $212,480 Land $6,500 Building $205,980 |
Source: FEMA National Flood Hazard Layer, Callaway County (29027C), updated September 5, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290270707021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 37% of the US · above 29% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 1,754 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 177 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) | Low Latency |
|---|---|---|---|
| Callabyte Technology | Fiber | 1,000 / 1,000 | Yes |
| Mediacom Communications | Cable | 1,000 / 50 | Yes |
| Whittrio | Fixed Wireless (unlicensed) | 100 / 50 | No |
May also be available at this address: Mediacom Communications, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures