277 High St, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 277 High St, Topsfield, MA 01983

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,150 sqft · built 1997
Lot Size	4.49 acres (195,584 sqft)
Owner	Company Name on Record
Last Sale	$280,000 (Dec 1996)
Tax Bill	$22,407 (2025)
Deeds & Mortgages	May 2025 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`TOPS M:0071 B:0027 L`

Property Details

APN / Parcel Number

Primary APN	`TOPS M:0071 B:0027 L`
Alternative APN	`2270`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,150 sqft Living Area
Gross Area	8,145 sqft
Basement Area	2,030 sqft
Unfinished Basement	2,030 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	195,584 sqft (4.49 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2270
Street Address	277 HIGH ST
City	TOPSFIELD
State	MA
Zip	01983-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ORA
Legal Block	27
Jurisdiction	TOPSFIELD MA
Township / Civil Division	TOPSFIELD
Census Block Group	2
Census Block	2028
Census Tract	214100

Owner

Source: Essex County and Topsfield Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	277 HIGH ST, TOPSFIELD, MA 01983-2203
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 13, 2025	Deed of Trust, Mortgage M & T BANK
Feb 28, 2018	Deed of Trust, Mortgage · ARM EASTERN BANK
Jul 19, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 1996 · Amount on Record
Deed Sale	Dec 13, 1996 · Amount on Record
Deed Document Number	199667556
Last Transfer Date	Jun 4, 2019
Transfer Doc	0000603689
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSFIELD MA
Property Address	277 HIGH ST, TOPSFIELD, MA 01983-2203
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000658560
Date	May 13, 2025
Instrument	658560

Lender

Name	M & T BANK
Type	Bank

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TOPSFIELD MA
Property Address	277 HIGH ST, TOPSFIELD, MA 01983-2203
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000590795
Date	Feb 28, 2018
Instrument	590795

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TOPSFIELD MA
Recording Date	Jul 19, 2019
Property Address	277 HIGH ST, TOPSFIELD, MA 01983-2203
Document Number	0000603689
Instrument Date	Jun 4, 2019
Instrument	603689
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	277 HIGH ST TOPSFIELD MA 019832203, TOPSFIELD, MA 01983-2203

Tax Assessment & Valuation

Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Topsfield Town
Secondary School District	Masconomet School District (07 - 12)
Elementary School District	Topsfield School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,407.00 (+2.04%)	$1,494,800 (-) Land $473,000 Building $1,021,800	$1,623,455
2024	$21,959.00 (+0.74%)	$1,494,800 (+4.24%) Land $473,000 Building $1,021,800
2023	$21,797.00	$1,434,000 Land $439,400 Building $994,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	10 (1978–2010)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims Severe Storms And Flooding, May 2006 · 5 claims Flooding, Apr 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on High St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures