277 Harbor View Cir, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 277 Harbor View Cir, Colonial Beach, VA 22443

Property Summary

Property Type	Commercial
Details	1 ba · 1,712 sqft · built 1952
Lot Size	6.36 acres (277,042 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,329 (2025)
Deeds & Mortgages	Dec 2023 Mortgage May 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-32N`

Property Details

APN / Parcel Number

Primary APN	`10-32N`
Alternative APN	`18754`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,712 sqft Total Area
Basement Area	416 sqft
Unfinished Basement	416 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	277,042 sqft (6.36 acres)
Garage Area	2,740 sqft
Parking Spaces	10 Parking Spaces

Exterior Amenities

Porch	Slab
Gazebo	192 sqft
Boat Access	Boat Access
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	18754
Street Address	277 HARBOR VIEW CIR
City	COLONIAL BEACH
State	VA
Zip	22443-5026
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	PART OF BLEAK HALL PARCEL E 6.36 ACDB 984 PG 598 R/S
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3016
Census Tract	10300

Owner

277 Harbor View Cir, a commercial property, is owned by two individuals who acquired it in September 2024.

Source: Westmoreland County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	277 HARBOR VIEW CIR, COLONIAL BEACH, VA 22443-5026
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Deed of Trust, Mortgage · Unknown SHORE UNITED BANK
May 5, 2025	Deed of Trust, Mortgage · Unknown SHORE UNITED BANK NA
Oct 7, 2024	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 16, 2024
Transfer Doc	0000003171
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	277 HARBOR VIEW CIR, COLONIAL BEACH, VA 22443-5026
Transaction Type	Mortgage
Record Updated	Jan 19, 2026
Title Company	LYTLE TITLE AND ESCROW LLC, ELITE TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009740354
Date	Dec 7, 2023
Instrument	09740354

Lender

Name	SHORE UNITED BANK

Agreement

Type	Unknown
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	277 HARBOR VIEW CIR, COLONIAL BEACH, VA 22443-5026
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009910256
Date	May 5, 2025
Instrument	09910256

Lender

Name	SHORE UNITED BANK NA

Agreement

Type	Unknown
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2024: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Oct 7, 2024
Property Address	277 HARBOR VIEW CIR, COLONIAL BEACH, VA 22443-5026
Document Number	0009840598
Instrument Date	Sep 16, 2024
Instrument	09840598
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 HARBOR VIEW CIR, COLONIAL BEACH, VA 22443-5026

Tax Assessment & Valuation

The 2025 property tax bill for 277 Harbor View Cir was $7,329.

Source: Westmoreland County assessment roll, as of January 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,329.00	$1,077,800 Land $442,200 Building $635,600	$1,077,800 Land $442,200 Building $635,600
2023	$6,682.00	$416,600 Building $416,600	$416,600 Building $416,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 277 Harbor View Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 277 Harbor View Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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