Habersham County property record for 277 Garrison Rd, Cornelia, GA 30531
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,296 sqft · built 1979 |
| Lot Size | 0.97 acres (42,253 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $127,000 (Jun 2021) |
| Tax Bill | $3,229 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Jun 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 027 158 |
| Primary APN | 027 158 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,296 sqft Heated Area |
| Gross Area | 2,592 sqft |
| 1st Floor Area | 1,296 sqft |
| Basement Area | 1,072 sqft |
| Finished Basement | 1,072 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 42,253 sqft (0.97 acres) |
| Lot Width | 228 ft Width |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 378582 |
|---|---|
| Street Address | 277 GARRISON RD |
| City | CORNELIA |
| State | GA |
| Zip | 30531-4911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | 10-123 LTS 2 11 PB 70-22 DB 1267-844 |
| Legal Subdivision | PLAT DAVID WATERS & LAURA WATE |
| Legal Lot Number | 2 |
| Jurisdiction | HABERSHAM GA |
| Township / Civil Division | CORNELIA |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 603 |
Source: Habersham County assessment roll, APN 027 158, as of September 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 277 GARRISON RD, CORNELIA, GA 30531-4911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Jun 15, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL |
| Mar 28, 2019 | Warranty Deed, Transfer |
| Mar 28, 2019 | Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2021 · Amount on Record |
| Deed Sale | Jun 15, 2021 · Amount on Record |
| Prior Sale | Mar 28, 2019 · Amount on Record |
| Deed Document Number | 20211504 |
| Deed Book / Page | 1267 / 844 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 277 GARRISON RD, CORNELIA, GA 30531-4911 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 277 GARRISON RD, CORNELIA, GA 30531-4911 |
| Document Number | 0000001363/0000000252 |
|---|---|
| Date | Apr 18, 2024 |
| Book Page | 0000001363/0000000252 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Jun 15, 2021 |
| Property Address | 277 GARRISON RD, CORNELIA, GA 30531-4911 |
| Document Number | 001267/844 |
| Book / Page | 1267 / 844 |
| Instrument Date | Jun 15, 2021 |
| Instrument | 2021-001504 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 277 GARRISON RD, CORNELIA, GA 30531-4911 |
| Document Number | 0000001267/0000000846 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 0000001267/0000000846 |
| Name | HOMESTAR FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Mar 28, 2019 |
| Property Address | 277 GARRISON RD, CORNELIA, GA 30531-4911 |
| Document Number | 001188/989 |
| Book / Page | 1188 / 989 |
| Instrument Date | Mar 28, 2019 |
| Instrument | 2019-000538 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 241 GARRISON RD, CORNELIA, GA 30531-4911 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Mar 28, 2019 |
| Property Address | 277 GARRISON RD, CORNELIA, GA 30531-4911 |
| Document Number | 001188/993 |
| Book / Page | 1188 / 993 |
| Instrument Date | Mar 28, 2019 |
| Instrument | 2019-000540 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 187 EASTCREST DR, MOUNT AIRY, GA 30563-2938 |
| Document Number | 0000001188/0000000994 |
|---|---|
| Date | Apr 05, 2019 |
| Book Page | 0000001188/0000000994 |
| Name | HOMESTAR FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2049 |
Source: Habersham County assessment roll as of September 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,229.00 (+50.89%) | $133,677 (+62.08%) Land $15,506 Building $118,171 | $334,192 (+62.08%) Land $38,764 Building $295,428 |
| 2023 | $2,140.00 (+16.43%) | $82,476 (+16.43%) Land $8,568 Building $73,908 | $206,190 (+16.43%) Land $21,420 Building $184,770 |
| 2022 | $1,838.00 | $70,840 Land $7,496 Building $63,344 | $177,100 Land $18,740 Building $158,360 |
Source: FEMA National Flood Hazard Layer, Habersham County (13137C), as of January 5, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131370006031, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2020) |
| Most Recent Claim | Oct 2020 · river or lake flooding |
| Wildfire Risk | Moderate above 53% of the US · above 74% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 40 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Habersham Electric Membership Fiber | 1,000 / 1,000 |
| Uniti Group Cable · DSL | 1,000 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
Source: EPA Safe Drinking Water Information System, water system GA1370004, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DEMOREST serves 18,049 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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