Middlesex County and Waltham City property record for 277 Florence Rd, Waltham, MA 02453
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,946 sqft · built 1928 |
| Lot Size | 0.167 acres (7,279 sqft) |
| Owner | Individual Name on File |
| Last Sale | $505,000 (Jan 2017) |
| Tax Bill | $7,691 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Oct 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 138791 |
| Primary APN | 138791 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,946 sqft Living Area |
| Gross Area | 3,387 sqft |
| Basement Area | 1,141 sqft |
| Unfinished Basement | 1,141 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,279 sqft (0.167 acres) |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 138791 |
|---|---|
| Street Address | 277 FLORENCE RD |
| City | WALTHAM |
| State | MA |
| Zip | 02453-7628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Block | 1 |
| Legal Lot Number | 46 |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 368400 |
277 Florence Rd is owned and occupied by an individual who bought it in January 2017.
Source: Middlesex County and Waltham City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 277 FLORENCE RD, WALTHAM, MA 02453-7628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ENVISION BANK |
| Oct 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jan 12, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2017 · Amount on File |
| Deed Sale | Jan 12, 2017 · Amount on File |
| Deed Book / Page | 68753 / 94 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 277 FLORENCE RD, WALTHAM, MA 02453-7628 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 077052-257 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 77052/257 |
| Instrument | 41363 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 277 FLORENCE RD, WALTHAM, MA 02453-7628 |
| Document Number | 70121-269 |
| Book / Page | 070121 / 000269 |
| Instrument Date | Oct 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2017 |
| Name | Verified Name |
|---|
| Document Number | 70121-269 |
|---|---|
| Date | Oct 24, 2017 |
| Book Page | 070121/000269 |
| Instrument | 2137 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 23, 2032 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | Jan 12, 2017 |
| Property Address | 277 FLORENCE RD, WALTHAM, MA 02453-7628 |
| Document Number | 68753-94 |
| Book / Page | 068753 / 000094 |
| Instrument Date | Jan 6, 2017 |
| Instrument | 6919 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,302.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 204 CLOCKTOWER DR WALTHAM MA 024527883, WALTHAM, MA 02452-7883 |
| Document Number | 68753-98, |
|---|---|
| Date | Jan 12, 2017 |
| Book Page | 068753/000098 |
| Instrument | 6920 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 11, 2047 |
The 2026 property tax bill for 277 Florence Rd was $7,691, up 11.1% from the year before.
Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,691.00 (+11.06%) | $745,300 (+5.69%) Land $422,800 Building $322,500 | $784,415 (-) |
| 2025 | $6,925.00 (+3.4%) | $705,200 (+1.51%) Land $402,600 Building $302,600 | $784,415 (-2.13%) |
| 2024 | $6,697.00 (+3.13%) | $694,700 (+10.39%) Land $395,200 Building $299,500 | $801,515 |
| 2023 | $6,494.00 | $629,300 Land $357,900 Building $271,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 277 Florence Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 8 (1979–2010) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 277 Florence Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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