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277 Covino Ave, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 277 Covino Ave, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 952 sqft · built 1950
Lot Size0.21 acres (9,147 sqft)
Owner2 Individual Names on File
Last Sale$263,000 (Nov 2023)
Tax Bill$2,805 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN090260-0000

Property Details

APN / Parcel Number

Primary APN090260-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area952 sqft Living Area
Gross Area1,064 sqft
1st Floor Area760 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2000
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,147 sqft (0.21 acres)
Lot Dimensions175 ft deep x 60 ft wide
Garage TypeDetached
Garage Area216 sqft
PorchFinished Screened Porch
Porch Area112 sqft
Deck Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address277 COVINO AVE
CitySAINT AUGUSTINE
StateFL
Zip32084-2028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal Description3/103 SANTA ROSA LOT 6 BLK 1 OR5854/1327
Legal Range29E
Legal Township07S
Legal Section12
Legal SubdivisionSANTA ROSA
Legal Block1
Legal Lot Number6
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2036
Census Tract20903

Owner

277 Covino Ave is owned and occupied by two individuals who bought it in November 2023.

Source: St. Johns County records, as of April 13, 2026

Owner of Record2 Individual Names on File
Mailing Address277 COVINO AVE, SAINT AUGUSTINE, FL 32084-2028
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2023 · Amount on File
Deed SaleNov 9, 2023 · Amount on File
Prior SaleAug 12, 2010 · Amount on File
Deed Document Number202388249
Deed Book / Page5854 / 1327
Record UpdatedOct 29, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 9, 2023
Property Address277 COVINO AVE, SAINT AUGUSTINE, FL 32084-2028
Document Number0058541327
Book / Page5854 / 1327
Map ReferenceMB 3 PG 103
Instrument DateNov 8, 2023
Instrument2023088249
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,841.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1743, CROSSVILLE, TN 38558-1743

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address277 COVINO AVE, ST AUGUSTINE, FL 32084-2028

Mortgage

Document Number0058541329
DateNov 9, 2023
Instrument5854/1329
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 277 Covino Ave was $2,805 with a homeowner's exemption, down 4.8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$227,472 (+2.7%)$231,165 (+4.37%) Land $94,920 Building $136,245
2025$2,805.00 (-4.82%) Homeowner's exemption$221,492$221,492 Land $94,920 Building $126,572
2024$2,947.00 (+426.25%)
2023$560.00 (+0.18%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption$84,160 (+3%)$201,595 (+12.39%) Land $61,020 Building $140,575
2022$559.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption$81,709$179,368 Land $53,155 Building $126,213

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 277 Covino Ave in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 136 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies136 in force
Nearby Flood Claims23 (2016–2022)
Claims Outside the SFHA1 of 23
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Nicole, Nov 2022 · 7 claims
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 277 Covino Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: IQ Fiber.

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