277 Co Rd 182, Gainesville, TX 76240 Property Records

Cooke County property record for 277 Co Rd 182, Gainesville, TX 76240

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,717 sqft · built 1983
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,100,000 (Aug 2026)
Tax Bill	$7,173 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0471-014-00000`

Property Details

APN / Parcel Number

Primary APN	`0471-014-00000`
Alternative APN	`23646`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,717 sqft Living Area
Gross Area	4,475 sqft
1st Floor Area	2,717 sqft
Utility Room	Utility Room
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	875 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	300 sqft
Porch	Slab
Porch Area	534 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0471-014-00000
Street Address	277 COUNTY ROAD 182
City	GAINESVILLE
State	TX
Zip	76240-1691
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	HUTCHINSON R 0471 ACRES 1.0
Legal Subdivision	HUTCHINSON R
Jurisdiction	COOKE TX
Township / Civil Division	CALLISBURG
Census Block Group	4
Census Block	4021
Census Tract	100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3109 HASKELL RD, NORTH EAST, PA 16428-2603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA
Feb 11, 2020	Vendor's Lien, Transfer · Conventional Mortgage LANDMARK BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026 · Amount on Record
Deed Sale	Aug 18, 2026 · Amount on Record
Prior Sale	Feb 11, 2020 · Amount on Record
Deed Document Number	20266284
Deed Book / Page	2803 / 4
Prior Transfer Date	Feb 10, 2020
Prior Transfer Doc	2311/842
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COOKE TX
Recording Date	Aug 18, 2026
Property Address	277 COUNTY ROAD 182, GAINESVILLE, TX 76240-1691
Document Number	0000006284
Book / Page	2803 / 4
Instrument Date	Aug 17, 2026
Instrument	20266284
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	RED RIVER TITLE INC, RED RIVER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 HASKELL RD, NORTH EAST, PA 16428-2603

Mortgage

Document Number	0000006285,
Date	Aug 18, 2026
Book Page	2803/9
Instrument	20266285

Lender

Name	FIRST NATIONAL BANK OF AMERICA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Feb 11, 2020
Property Address	277 COUNTY ROAD 182, GAINESVILLE, TX 76240-1691
Document Number	2311/842
Book / Page	2311 / 842
Map Reference	VOL 1648 PG 167
Instrument Date	Feb 10, 2020
Instrument	2020-01106
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	450 PRIVATE CIR, 450, LEBANON, MO 65536-4304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 COUNTY ROAD 182, GAINESVILLE, TX 76240-1691

Mortgage

Document Number	202001107
Date	Feb 11, 2020
Instrument	2020-01107

Lender

Name	LANDMARK BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Mar 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.87%
Index	1-Year CMT
Margin	3
Max Rate	9.87%

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,173.00 (+24.19%) Homeowner's exemption	$472,466 (-) Land $46,483 Building $425,983	$472,466 (-) Land $46,483 Building $425,983
2025	$5,776.00 (+12.88%) Homeowner's exemption	$472,466 (+18.24%) Land $46,483 Building $425,983	$472,466 (+0.69%) Land $46,483 Building $425,983
2024	$5,117.00 (-2.2%)
2023		$399,598	$469,244 Land $31,387 Building $437,857
2022	$5,232.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2007–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 66% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLEASANT RIDGE ADDITION private · serves 195 people · EPA ID TX0490041
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5
AT&T Fixed Wireless	25 / 3

May also be available: Element8, T-Mobile.

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