277 Catherine Ter, Fairfield, CT 06824 Property Records

Fairfield Town property record for 277 Catherine Ter, Fairfield, CT 06824

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,187 sqft · built 1950
Lot Size	0.142 acres (6,180 sqft)
Owner	2 Individual Names on File
Last Sale	$522,500 (Jul 2020)
Tax Bill	$15,534 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`FAIR M:182 B:342`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:182 B:342`
Alternative APNs	`FFLD M:182 B:342` `M:182 L:342 X` `1043`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,187 sqft Living Area
Gross Area	2,362 sqft
Basement Area	550 sqft
Unfinished Basement	286 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,180 sqft (0.142 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1043
Street Address	277 CATHERINE TER
City	FAIRFIELD
State	CT
Zip	06824-6407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Block	342
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	2
Census Block	2000
Census Tract	61600

Owner

277 Catherine Ter is owned and occupied by two individuals who bought it in July 2020.

Source: Fairfield Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	277 CATHERINE TER, FAIRFIELD, CT 06824-6407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 31, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on File
Deed Sale	Jul 31, 2020 · Amount on File
Prior Sale	Dec 2, 1999 · Amount on File
Deed Document Number	20202020-5863
Deed Book / Page	5953 / 270
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	277 CATHERINE TER, FAIRFIELD, CT 06824-6407
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006385-289
Date	Jan 11, 2023
Book Page	6385/289
Instrument	2023-144

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	289 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Jul 31, 2020
Property Address	277 CATHERINE TER, FAIRFIELD, CT 06824-6407
Document Number	5953-270
Book / Page	5953 / 270
Instrument Date	Jul 28, 2020
Instrument	2020-5863
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	20205864
Date	Jul 31, 2020
Instrument	2020-5864

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 277 Catherine Ter was $15,534, up 42% from the year before.

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,534.00 (+41.99%)	$809,480 (+110.06%) Land $566,860 Building $242,620	$892,811 (+230.98%)
2025	$10,940.00	$385,350 Land $299,110 Building $86,240	$269,745 Land $209,377 Building $60,368
2024	$10,940.00 (+3.2%)
2023	$10,601.00	$385,350 Land $299,110 Building $86,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 277 Catherine Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 277 Catherine Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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