277 Brighton Rd, Worcester, NY 12197 Property Records

Otsego County and Worcester Town property record for 277 Brighton Rd, Worcester, NY 12197

Property Summary

Property Type	Rural Home
Lot Size	18.9 acres (826,333 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Nov 2019)
Tax Bill	$3,389 (2026)
Deeds & Mortgages	Sep 2026 Mortgage May 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`366600 200.00-1-31.01`

Property Details

APN / Parcel Number

Primary APN	`366600 200.00-1-31.01`
Alternative APNs	`660020000000010310100000` `480246652`

Exterior

Lot Area	826,333 sqft (18.9 acres)

Location & Zoning

Account Number	480246652
Street Address	277 BRIGHTON RD
City	WORCESTER
State	NY
Zip	12197-1921
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R80
Legal Block	1
Legal Lot Number	31.010
Jurisdiction	OTSEGO NY
Township / Civil Division	WORCESTER
Census Block Group	1
Census Block	1017
Census Tract	590702

Owner

277 Brighton Rd, a rural home, is owned and occupied by two individuals who acquired it in September 2026.

Source: Otsego County and Worcester Town records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	277 BRIGHTON RD, WORCESTER, NY 12197-1921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Quit Claim Deed, Transfer · Stand-Alone First Mortgage Quitclaim
May 16, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) COMMUNITY BANK NA
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK NA
Nov 4, 2019	Warranty Deed, Transfer NOT AVAILABLE
Apr 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2019 · Amount on File
Deed Sale	Nov 4, 2019 · Amount on File
Deed Document Number	20192019-5149
Last Transfer Date	Sep 3, 2026
Transfer Doc	0000004063
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTSEGO NY
Recording Date	Sep 10, 2026
Property Address	277 BRIGHTON RD, WORCESTER, NY 12197-1921
Document Number	0000004063
Instrument Date	Sep 3, 2026
Instrument	20264063
Transaction Type	Transfer
Record Updated	Sep 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	277 BRIGHTON RD, WORCESTER, NY 12197-1921

Mortgage

Date	Sep 10, 2026

Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	277 BRIGHTON RD, WORCESTER, NY 12197-1921
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000869
Date	May 16, 2023
Instrument	2023-1869

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2033

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	277 BRIGHTON RD, WORCESTER, NY 12197-1921
Document Number	0000004780
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 BRIGHTON RD WORCESTER NY 121971921, WORCESTER, NY 12197-1921

Mortgage

Document Number	0000004780
Date	Oct 29, 2020
Instrument	4780

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 28, 2030

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Nov 4, 2019
Property Address	277 BRIGHTON RD, WORCESTER, NY 12197-1921
Document Number	0000005149
Instrument Date	Nov 1, 2019
Instrument	5149
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	121 MAIN ST WORCESTER NY 12197, WORCESTER, NY 12197

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTSEGO NY
Recording Date	Apr 12, 2019
Property Address	277 BRIGHTON RD, WORCESTER, NY 12197-1921
Document Number	0000001578
Instrument Date	Jun 15, 2016
Instrument	1578
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	103 GULF RD WORCESTER NY 121972101, WORCESTER, NY 12197-2101

Tax Assessment & Valuation

The 2026 property tax bill for 277 Brighton Rd was $3,389, up 0.4% from the year before.

Source: Otsego County and Worcester Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Worcester Town
Unified School District	Worcester Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,389.00 (+0.39%)
2025	$3,376.00	$57,600 Land $17,000 Building $40,600	$140,146 Land $41,363 Building $98,783
2023		$57,600 Land $17,000 Building $40,600	$125,217 Land $36,956 Building $88,261

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 277 Brighton Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 277 Brighton Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE only, no 5G reported

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