277 Bob White Rd, Ocoee, TN 37361 Property Records

Polk County property record for 277 Bob White Rd, Ocoee, TN 37361

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,034 sqft · built 2012
Lot Size	1.67 acres (72,745 sqft)
Owner	2 Owner Names on File
Last Sale	$90,000 (Dec 2010)
Tax Bill	$2,208 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`070087G A 07100`

Property Details

APN / Parcel Number

Primary APN	`070087G A 07100`
Alternative APN	`087G A 07100`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	3,034 sqft Living Area
1st Floor Area	2,004 sqft
Upper Floors Area	1,030 sqft
Basement Area	2,214 sqft
Finished Basement	2,004 sqft
Unfinished Basement	210 sqft
Interior Walls	Paneling
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	72,745 sqft (1.67 acres)
Terrain	Rolling
Deck Area	352 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	277 BOB WHITE RD
City	OCOEE
State	TN
Zip	37361-1400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: E01
Legal Subdivision	OCOEE RIDGE
Legal Lot Number	71
Jurisdiction	POLK TN
Township / Civil Division	2
Census Block Group	1
Census Block	1083
Census Tract	950300

Owner

Source: Polk County assessment roll, APN 070087G A 07100, as of May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	277 BOB WHITE RD, OCOEE, TN 37361-1400
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 10, 2010 · Amount on Record
Deed Sale	Dec 10, 2010 · Amount on Record
Deed Document Number	00WD268487
Deed Book / Page	WD268 / 487
Last Transfer Date	Dec 15, 2010
Transfer Doc	0000002848
Record Updated	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	277 BOB WHITE RD, OCOEE, TN 37361-1400
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 BOB WHITE RD, OCOEE, TN 37361-1400

Mortgage

Document Number	00004/1603
Date	Jan 29, 2026
Book Page	4/1603
Instrument	26000288

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	1 MAIN ST, EVANSVILLE, IN 47708

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 25, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Polk County assessment roll as of May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,208.00	$130,700 (-) Land $19,100 Building $111,600
2024	$2,208.00	$130,700 (-) Land $19,100 Building $111,600
2023	$2,208.00 (-26.96%)	$130,700 (+8.6%) Land $19,100 Building $111,600	$522,800 (+8.6%) Land $76,400 Building $446,400
2022	$3,023.00	$120,350 Land $18,375 Building $101,975	$481,400 Land $73,500 Building $407,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (47139C), as of May 18, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471399503001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	21 (1994–2020)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Apr 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2004 · 4 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 4 claims

Wildfire

Wildfire Risk	Moderate above 56% of the US · above 76% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 17 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TN0000525, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OCOEE UTILITY DISTRICT serves 21,082 people
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.