277 Bluebird Rd, Covington, TN 38019 Property Records

Tipton County property record for 277 Bluebird Rd, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,436 sqft · built 1993
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Last Sale	$163,000 (Apr 2026)
Tax Bill	$721 (2022)
Deeds & Mortgages	Nov 2023 Line of Credit Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`084018E B 04700`

Property Details

APN / Parcel Number

Primary APN	`084018E B 04700`
Alternative APN	`018E B 04700`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,436 sqft Living Area
1st Floor Area	1,436 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Terrain	Rolling
Porch	Slab
Porch Area	212 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	277 BLUEBIRD RD
City	COVINGTON
State	TN
Zip	38019-1585
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: C40
Legal Subdivision	BASKIN HGTS SEC B
Legal Lot Number	74
Jurisdiction	TIPTON TN
Township / Civil Division	1
Census Block Group	1
Census Block	1020
Census Tract	40601

Owner

277 Bluebird Rd is owned and occupied by an individual who bought it in April 2026.

Source: Tipton County records, as of April 14, 2026

Owner of Record	Individual Name on File
Mailing Address	277 BLUEBIRD RD, COVINGTON, TN 38019-1585
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · Line of Credit PATRIOT BANK
Apr 7, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2026 · Amount on File
Deed Sale	Apr 7, 2026 · Amount on File
Prior Sale	Mar 6, 2008 · Amount on File
Deed Document Number	2026291399
Deed Book / Page	2119 / 424
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	277 BLUEBIRD RD, COVINGTON, TN 38019-1585
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002021766
Date	Nov 28, 2023
Book Page	2021/766
Instrument	270849

Lender

Name	PATRIOT BANK
Type	Bank
Address	ATOKA, TN 38004

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 21, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Apr 7, 2026
Property Address	277 BLUEBIRD RD, COVINGTON, TN 38019-1585
Document Number	0000291399
Book / Page	2119 / 424
Instrument Date	Mar 31, 2026
Instrument	2026291399
Transaction Type	Transfer
Record Updated	Apr 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60,913.10
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 BLUEBIRD RD, COVINGTON, TN 38019-1585

Mortgage

Document Number	0000291400,
Date	Apr 7, 2026
Instrument	2026291400

Lender

Name	AMERICAN FINANCIAL NETWORK INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Municipality	Covington City
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$31,400 Land $4,250 Building $27,150
2023		$31,400 (+42.89%) Land $4,250 Building $27,150
2022	$721.00	$21,975 Land $3,125 Building $18,850	$87,900 Land $12,500 Building $75,400
2020			$125,600 Land $17,000 Building $108,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 277 Bluebird Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 277 Bluebird Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON WATER DEPT serves 14,334 people · EPA ID TN0000144
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

May also be available: Verizon.

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