277 Baker St E, Saint Paul, MN 55107 Property Records

Ramsey County property record for 277 Baker St E, Saint Paul, MN 55107

Property Summary

Property Type	Multi-Family Dwellings
Details	5 bd · 3 ba · 1,792 sqft · built 1960
Lot Size	0.157 acres (6,882 sqft)
Owner	Individual Name on Record
Last Sale	$251,700 (Nov 2018)
Tax Bill	$4,918 (2023)
Deeds & Mortgages	Aug 2021 Line of Credit Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-28-22-13-0115`

Property Details

APN / Parcel Number

Primary APN	`08-28-22-13-0115`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,792 sqft Total Area
1st Floor Area	896 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1969
Architectural Style	Colonial
Exterior Material	Stucco
Lot Area	6,882 sqft (0.157 acres)
Lot Dimensions	133 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	277 BAKER ST E
City	SAINT PAUL
State	MN
Zip	55107-3005
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	E
Legal Description	WOODBURY AND CASE'S,ADDITION T EX N 1O FT LOT 11 BLK 6
Legal Range	22
Legal Township	28
Legal Section	08
Legal Quarter	1
Quarter-Quarter Section	3
Legal Subdivision	WOODBURY AND CASES,ADDITION T
Legal Block	6
Legal Lot Number	11
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	5
Census Block	5000
Census Tract	37200

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	277 BAKER ST E, SAINT PAUL, MN 55107-3005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL FCU
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MTG CORP
Aug 12, 2019	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING
Nov 21, 2018	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MTG
Nov 28, 2017	Warranty Deed, Transfer · Line of Credit BRIDGEWATER BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2018 · Amount on Record
Deed Sale	Nov 21, 2018 · Amount on Record
Prior Sale	Nov 28, 2017 · Amount on Record
Deed Document Number	T02628347
Record Updated	Jun 7, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	277 BAKER ST E, SAINT PAUL, MN 55107-3005
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02709396
Date	Aug 17, 2021
Instrument	T02709396

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 16, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	277 BAKER ST E, SAINT PAUL, MN 55107-3005
Document Number	0002686098
Instrument Date	Dec 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 22, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 BAKER ST E ST PAUL MN 551073005, ST PAUL, MN 55107-3005

Mortgage

Document Number	0002686098
Date	Jan 5, 2021
Instrument	2686098

Lender

Name	SUMMIT MTG CORP
Address	PLYMOUTH, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	277 BAKER ST E, SAINT PAUL, MN 55107-3005
Document Number	0002646112
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 BAKER ST E ST PAUL MN 551073005, ST PAUL, MN 55107-3005

Mortgage

Document Number	0002646112
Date	Aug 27, 2019
Instrument	2646112

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 21, 2018
Property Address	277 BAKER ST E, SAINT PAUL, MN 55107-3005
Document Number	0002628347
Instrument Date	Nov 7, 2018
Instrument	2628347
Transaction Type	Transfer
Record Updated	Dec 12, 2018
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$855.78
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 BAKER ST E ST PAUL MN 551073005, ST PAUL, MN 55107-3005

Mortgage

Document Number	2628348
Date	Nov 21, 2018
Instrument	2628348

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 28, 2017
Property Address	277 BAKER ST E, SAINT PAUL, MN 55107-3005
Document Number	0002602433
Instrument Date	Oct 24, 2017
Instrument	2602433
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	EDGEWATER TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$785.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	277 BAKER ST E ST PAUL MN 551073005, ST PAUL, MN 55107-3005

Mortgage

Document Number	2602434
Date	Nov 28, 2017
Instrument	2602434

Lender

Name	BRIDGEWATER BK
Type	Bank
Address	BLOOMINGTON, MN 55431

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Nov 27, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,918.00 Homeowner's exemption	$332,900 Land $22,200 Building $310,700	$332,900 Land $22,200 Building $310,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

277 Baker St E, Saint Paul, MN 55107 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Baker St E

Nearby Streets

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