277 Ash St, Winchendon, MA 01475 Property Records

Worcester County and Winchendon Town property record for 277 Ash St, Winchendon, MA 01475

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 906 sqft · built 1995
Lot Size	1 acres (43,865 sqft)
Owner	Individual Name on File
Last Sale	$161,500 (Aug 2014)
Tax Bill	$3,930 (2025)
Deeds & Mortgages	Nov 2021 Refinance Mar 2020 Mortgage + 1 more
APN	`WINC M:9 B:0 L:316`

Property Details

APN / Parcel Number

Primary APN	`WINC M:9 B:0 L:316`
Alternative APN	`WCDN M:9 B:0 L:316`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	906 sqft Living Area
Gross Area	1,972 sqft
Basement Area	115 sqft
Unfinished Basement	115 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,865 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	277 ASH ST
City	WINCHENDON
State	MA
Zip	01475-1834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	ERIC M & ELAINE V OLSON
Legal Lot Number	316
Jurisdiction	WINCHENDON MA
Township / Civil Division	WINCHENDON
Census Block Group	2
Census Block	2003
Census Tract	701101

Owner

277 Ash St is owned and occupied by an individual who bought it in August 2014.

Source: Worcester County and Winchendon Town records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	277 ASH ST, WINCHENDON, MA 01475-1834
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP
Mar 13, 2020	Deed of Trust, Mortgage · VA Mortgage OTHER INSTITUTIONAL LENDERS
Jun 21, 2019	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2014 · Amount on File
Deed Sale	Aug 18, 2014 · Amount on File
Deed Book / Page	52685 / 132
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	277 ASH ST, WINCHENDON, MA 01475-1834
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0066487-53
Date	Nov 9, 2021
Book Page	66487/53
Instrument	157209

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	277 ASH ST, WINCHENDON, MA 01475-1834
Document Number	62538-164
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 ASH ST WINCHENDON MA 014751834, WINCHENDON, MA 01475-1834

Mortgage

Document Number	62538-164
Date	Jun 5, 2020
Book Page	062538/000164
Instrument	58584

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHENDON MA
Property Address	277 ASH ST, WINCHENDON, MA 01475-1834
Document Number	60660-160
Instrument Date	Jun 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 ASH ST WINCHENDON MA 014751834, WINCHENDON, MA 01475-1834

Mortgage

Document Number	60660-160
Date	Jul 3, 2019
Book Page	060660/000160
Instrument	63887

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 2, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 277 Ash St was $3,930, up 4.7% from the year before.

Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Winchendon Town
Unified School District	Winchendon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,930.00 (+4.72%)	$334,500 (+11.76%) Land $48,000 Building $286,500	$292,315 (+1.62%)
2024	$3,753.00 (+1.71%)	$299,300 (+8.68%) Land $43,700 Building $255,600	$287,660
2023	$3,690.00	$275,400 Land $41,500 Building $233,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 277 Ash St; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 277 Ash St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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