Clermont County property record for 277 Apache Trl, Loveland, OH 45140
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,804 sqft · built 1964 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $173,500 (Jan 1999) |
| Tax Bill | $4,580 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-46-05A-045 |
| Primary APN | 18-46-05A-045 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,804 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 21,780 sqft (0.5 acres) |
| View / Lot | Cul-de-sac |
| Garage Type | Detached |
| Garage Area | 726 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 769 sqft |
| Patio Area | 1,138 sqft |
| Lean-To | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 277 APACHE TRL |
|---|---|
| City | LOVELAND |
| State | OH |
| Zip | 45140-8821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIANVIEW NORTH; LOT 45 |
| Legal Subdivision | INDIANVIEW NORTH |
| Legal Lot Number | 45 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | MIAMI |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 40401 |
277 Apache Trl is owned and occupied by an individual who acquired it in January 2008.
Source: Clermont County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 277 APACHE TRL, LOVELAND, OH 45140-8821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 1999 · Amount on File |
| Deed Sale | Jan 7, 1999 · Amount on File |
| Last Transfer Date | Jan 31, 2008 |
| Transfer Doc | 0000004218 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 277 Apache Trl was $4,580 with a homeowner's exemption.
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Miami Township |
| Unified School District | Milford Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,580.00 | $102,130 Land $17,150 Building $84,980 | |
| 2024 | $291,800 (-) Land $49,000 Building $242,800 | ||
| 2023 | $12,527.00 (+150.14%) Homeowner's exemption | $102,130 (+23.64%) Land $17,150 Building $84,980 | $291,800 Land $49,000 Building $242,800 |
| 2022 | $5,008.00 Homeowner's exemption | $82,600 Land $13,650 Building $68,950 | |
| 2020 | $236,000 Land $39,000 Building $197,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 277 Apache Trl in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1979–2019) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Apr 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 277 Apache Trl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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