277 4th St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 277 4th St, Troy, NY 12180

Property Summary

Property Type	Triplex
Details	7 bd · 3 ba · 2,720 sqft · built 1890
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on File
Last Sale	$265,000 (Apr 2026)
Tax Bill	$4,889 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2026 Sale + 1 more
APN	`381700 101.77-8-6`

Property Details

APN / Parcel Number

Primary APN	`381700 101.77-8-6`
Alternative APN	`1100810`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,720 sqft Total Area
1st Floor Area	1,088 sqft
2nd Floor Area	1,088 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	120 ft deep x 25 ft wide
Porch	Porch
Porch Area	2,392 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1100810
Street Address	277 4TH ST
City	TROY
State	NY
Zip	12180-4889
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	MU1
Legal Description	2 STY BR BLDG 84-37/43
Legal Block	8
Legal Lot Number	6.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1003
Census Tract	40900

Owner

277 4th St, a triplex, is owned by a company that bought it in April 2026.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	764 4TH AVE, 2, TROY, NY 12182-2127
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer · Commercial Mortgage HOMETOWN EQUITY MORTGAGE
Apr 9, 2026	Deed, Transfer
Sep 22, 2023	Deed, Transfer · Stand-Alone First Mortgage BROADVIEW FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2026 · Amount on File
Deed Sale	Apr 9, 2026 · Amount on File
Prior Sale	Sep 22, 2023 · Amount on File
Deed Document Number	20262026-669801
Deed Book / Page	11240 / 207
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jul 17, 2026
Property Address	277 4TH ST, TROY, NY 12180-4889
Document Number	0000673800
Book / Page	11324 / 200
Instrument Date	Jul 9, 2026
Instrument	2026673800
Transaction Type	Transfer
Record Updated	Aug 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	Jul 17, 2026

Lender

Name	HOMETOWN EQUITY MORTGAGE

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate	6.48%
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Apr 9, 2026
Property Address	277 4TH ST, TROY, NY 12180-4889
Document Number	0112400207
Book / Page	11240 / 207
Instrument Date	Apr 2, 2026
Instrument	2026669801
Transaction Type	Transfer
Record Updated	Aug 12, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CATALLO DR, WATERFORD, NY 12188-1703

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Sep 22, 2023
Property Address	277 4TH ST, TROY, NY 12180-4889
Document Number	0104910083
Book / Page	10491 / 83
Instrument Date	Jul 10, 2023
Instrument	2023-632642
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 FOUTH ST, TROY, NY 12180

Mortgage

Document Number	2023632643
Date	Sep 22, 2023
Instrument	2023-632643

Lender

Name	BROADVIEW FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 277 4th St was $4,889, up 5.7% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,889.00 (+5.73%)
2025	$4,624.00	$99,000 Land $8,800 Building $90,200	$169,500 Land $15,067 Building $154,433
2023		$75,000 (-) Land $8,800 Building $66,200	$107,100 (+8.53%) Land $12,566 Building $94,534
2022	$3,454.00	$75,000 Land $8,800 Building $66,200	$98,684 Land $11,579 Building $87,105

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA's flood maps do not cover 277 4th St; there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (1996–2011)
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 277 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Massivemesh Networks, T-Mobile.

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