Middletown Town property record for 277 3rd Beach Rd, Middletown, RI 02842
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,072 sqft · built 1999 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $9,900 (2025) |
| Deeds & Mortgages | May 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 199600193 |
| Primary APN | 199600193 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 2,072 sqft Living Area |
| Gross Area | 2,983 sqft |
| 1st Floor Area | 991 sqft |
| Basement Area | 275 sqft |
| Unfinished Basement | 264 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,511 sqft (0.93 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 199600193 |
|---|---|
| Street Address | 277 3RD BEACH RD |
| City | MIDDLETOWN |
| State | RI |
| Zip | 02842-5736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Lot Number | 82 |
| Jurisdiction | MIDDLETOWN RI |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 40400 |
277 3rd Beach Rd is owner-occupied and held in a trust.
Source: Middletown Town records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 277 3RD BEACH RD, MIDDLETOWN, RI 02842-5736 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLETOWN RI |
| Property Address | 277 3RD BEACH RD, MIDDLETOWN, RI 02842-5736 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001866-228 |
|---|---|
| Date | May 9, 2025 |
| Book Page | 1866/228 |
| Instrument | 860 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2055 |
The 2025 property tax bill for 277 3rd Beach Rd was $9,900.
Source: Middletown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Middletown Town |
| Unified School District | Middletown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,900.00 | $839,700 Land $551,200 Building $288,500 | $1,267,659 |
| 2023 | $6,980.00 (+4.74%) | $554,400 (-) Land $276,000 Building $278,400 | |
| 2022 | $6,664.00 | $554,400 Land $276,000 Building $278,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 277 3rd Beach Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 4 (1991–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 277 3rd Beach Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 77% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber · Cable in parts of the area | 1,000 / 35 |
May also be available: T-Mobile, Verizon.
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