27698 Kosar Xing, Athens, AL 35613 Property Records

Limestone County property record for 27698 Kosar Xing, Athens, AL 35613

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,119 sqft · built 2019
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$249,000 (Nov 2020)
Tax Bill	$740 (2023)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0904190004058000`

Property Details

APN / Parcel Number

Primary APN	`0904190004058000`
Alternative APNs	`10908828` `60590`

Interior

Full Baths	2 Baths
Building Area	2,119 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,405 sqft (0.169 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	295 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10908828
Street Address	27698 KOSAR XING
City	ATHENS
State	AL
Zip	35613-7669
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:1 CITY/MUNI/TWP:COUNTY SUBD:BROWNS CROSSING PH 3 SEC/TWN/RNG/MER:SEC 04 TWN 03S RNG 03W
Legal Subdivision	BROWNS CROSSING PH 3
Jurisdiction	LIMESTONE AL
Township / Civil Division	ATHENS
Census Block Group	2
Census Block	2043
Census Tract	20804

Owner

Source: Limestone County records, as of February 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	27698 KOSAR XING, ATHENS, AL 35613-7669
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Nov 21, 2025	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Nov 5, 2020	Deed, Transfer · VA Mortgage SOUTHERN FIDELITY MTG GROUP
May 22, 2019	Warranty Deed, Construction Loan · Construction Mortgage DHI MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2020 · Amount on Record
Deed Sale	Nov 5, 2020 · Amount on Record
Prior Sale	May 22, 2019 · Amount on Record
Deed Document Number	2020103105
Deed Book / Page	2020 / 103105
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	27698 KOSAR XING, ATHENS, AL 35613-7669
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2026/19530
Date	Mar 4, 2026
Book Page	2026/19530

Lender

Name	WEST CAPITAL LENDING INC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 16, 2056

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	27698 KOSAR XING, ATHENS, AL 35613-7669
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025/96984
Date	Nov 21, 2025
Book Page	2025/96984

Lender

Name	LENDAGE LLC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 11, 2040

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LIMESTONE AL
Recording Date	Nov 5, 2020
Property Address	27698 KOSAR XING, ATHENS, AL 35613-7669
Document Number	2020/103105
Book / Page	2020 / 103105
Map Reference	MB J PG 157
Instrument Date	Nov 2, 2020
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 BREEZY POINTE LN, HUNTSVILLE, AL 35811-4603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 CORTONA DR, ORLANDO, FL 32828-6746

Mortgage

Document Number	2020103108
Date	Nov 5, 2020
Instrument	2020/103108

Lender

Name	SOUTHERN FIDELITY MTG GROUP

Agreement

Type	VA Mortgage
Amount	Amount Recorded

May 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	May 22, 2019
Property Address	27698 KOSAR XING, ATHENS, AL 35613-7669
Document Number	2019/29873
Book / Page	2019 / 29873
Instrument Date	May 16, 2019
Transaction Type	Construction Loan
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 CHURCH ST NW, 415, HUNTSVILLE, AL 35801-5573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27698 KOSAR XING, ATHENS, AL 35613-7669

Mortgage

Document Number	0201929875
Date	May 22, 2019
Instrument	2019/29875

Lender

Name	DHI MORTGAGE CO

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Limestone County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Limestone County
Unified School District	Limestone County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$32,460 (+1.12%)	$324,500 (+1.12%) Land $35,100 Building $289,400
2024		$32,100 (+2.29%)	$320,900 (+2.26%) Land $34,200 Building $286,700
2023	$740.00 (+20.13%) Homeowner's exemption Senior Citizen's exemption	$31,380 (+20.23%)	$313,800 (+20.28%) Land $34,200 Building $279,600
2022	$616.00 Homeowner's exemption Senior Citizen's exemption	$26,100	$260,900 Land $34,200 Building $226,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2015–2021)
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMESTONE COUNTY WATER & SEWER AUTH. serves 90,900 people · EPA ID AL0000833
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

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