Orange County property record for 27692 Ridgetop Rd, Silverado, CA 92676
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,047 sqft · built 1980 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Company Name on File |
| Last Sale | $275,000 (Aug 1993) |
| Tax Bill | $4,946 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-201-76 |
| Primary APN | 105-201-76 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,047 sqft Living Area |
| 1st Floor Area | 3,047 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 43,560 sqft |
| Garage Area | 660 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Street Address | 27692 RIDGETOP RD |
|---|---|
| City | SILVERADO |
| State | CA |
| Zip | 92676-9756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P BK 14 PG 1 PAR 1 P M 14-01 PAR 1 POR OF PAR |
| Legal Subdivision | IRVINES SUBDIVISION |
| Legal Block | 149 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SILVERADO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 32011 |
Source: Orange County assessment roll, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 27692 RIDGETOP RD, SILVERADO, CA 92676-9756 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Jun 25, 2018 | Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 2, 1993 · Amount on Record |
| Deed Sale | Aug 2, 1993 · Amount on Record |
| Deed Document Number | 1993516158 |
| Last Transfer Date | Jan 9, 2009 |
| Transfer Doc | 0000013500 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 27692 RIDGETOP RD, SILVERADO, CA 92676-9756 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 27692 RIDGETOP RD, SILVERADO, CA 92676-9756 |
| Document Number | 0000292838 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 2021000292838 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 27692 RIDGETOP RD, SILVERADO, CA 92676-9756 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000231414 |
|---|---|
| Date | Jun 25, 2018 |
| Instrument | 2018000231414 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Orange Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $476,180 (+2%) Land $144,628 Building $331,552 | |
| 2025 | $4,946.00 (+4.92%) Homeowner's exemption | $466,844 (+4.04%) Land $141,793 Building $325,051 |
| 2023 | $4,714.00 (+2.12%) Homeowner's exemption | $448,717 Land $136,287 Building $312,430 |
| 2022 | $4,616.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 24 (1980–2021) |
| Claims Outside the SFHA | 13 of 24 |
| Most Recent Claim | May 2021 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 81% of the US · above 59% of California |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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